📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I really really want to be........mortgage free!

15859616364151

Comments

  • Hi OCC. if your father is colour blind, then there is a high chance that your son will be as well, as it passes through the female line.
    Mortgage Free November 2018
    Early Retired June 2020
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    School eye tests aren't (form my experience) a substitute for a full test done at an Optometrists - the depth they go into is far greater than the limited time I've seen allocated to school tests. Might be worth booking him in for a check? x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent wrote: »
    School eye tests aren't (form my experience) a substitute for a full test done at an Optometrists - the depth they go into is far greater than the limited time I've seen allocated to school tests. Might be worth booking him in for a check? x

    Thanks greent I didnt know that.

    i will book him in for a double check.
  • Hi Everyone.

    MSE news today, the money shuffle started and the accounts are still looking healthy :) Made an OP of £218.60 which is the FIT payment and a few £ extra to round my account down. total OP's for this month £344.95 so just about half way to my (FIT month) target of £700. standard repayment and OP goes through on 24th and the OP part of this is about £185 which by my calculations means I need to find £165 to hit target. I know I have a few £ coming from £co and about £10 in my tidy account so I'm looking at £150 really which this month will be fine. I will leave it until my mortgage payment comes out to do the OP just in case any emergencies come up!
  • Hi All

    Boring day money wise, the shuffle is still going on. Had a couple of £ from £co coming, its just over £2 and hasn't landed in my mortgage account yet but every little helps!

    All my loans now processed on FC and I now have 19 running. Dont plan to invest any new capital in FC til I check out the other P2P lenders now that FC is changing the way it works. Will continue to reinvest returns and interest as this is what I planned to do anyway.

    S&S ISA seems to be recovering a little and slowly making its way back up to my investment amount. This is a long term investment so I plan not to touch except add the monthly amount into it. Hopefully over 10 years I will get a good return.

    Am keeping track on everything with the on trees app which seems to be working OK now im getting used to it.

    Requested an appointment at specsavers for miniOCC for a just in case eye test as recommended on here. If its all fine its just one potential reason ticked off the list.

    Has a lovely MSE collaboration on my blog which is fantastic! In other news my blog has flown to 7300 pageviews and ive almost 100 followers on twitter!!! have about 10 posts to finish luckily I always have at least 10 half written as soon as I get an idea I create the title of the post and then come back to it when I have time!
  • ourcornercottage
    ourcornercottage Posts: 1,526 Forumite
    edited 12 September 2015 at 8:41PM
    Bit of a costly day today. Took MiniOCC to footie training this morning in the rain (oh the pleasures of a 'soccer mom!') then dropped him off at a party and went to see norwich City play. BF had brought tickets as a treat for us doing so well on our savings then also treated ourselves to a dvd, Chinese and a bottle of wine. My share was £30 of today's spends but a well deserved break/time to ourselves.

    It makes me think though that we used to do this every week, funny how times change and this seemed like a really lovely treat today.

    There's been some great freebies on the freebie forum over the last week or so, I recommend heading over there sometimes to check it out.
  • OCC we have to enjoy our lives so spend what you need to enjoy the moment good thing with us is we always know what our targets in life are. i have some friends who work just to go out on a weekend

    sounds like great day to me :]

    how much do you plan opn hitting the s+s isa with ?
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I certainly agree that things we used to do all the time have now become more of a treat due to not spending so much money. Somehow, it makes doing those things all the more special too. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500

  • how much do you plan opn hitting the s+s isa with ?

    Currently I'm paying £50 per month into s and s ISA, £25 into cash ISA, £100 regular saver, £50 tracking trust + pension payments.

    Currently I'm paying off 0% CC £300 per month which I will redirect to ISA and ops soon.

    I have a plan, sort of!
  • AlexLK wrote: »
    I certainly agree that things we used to do all the time have now become more of a treat due to not spending so much money. Somehow, it makes doing those things all the more special too. :)

    It's funny that's exactly how we feel. It's much nicer this way.

    Hope things are settling down for you a little now and you are feeling a little better.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.