Stop Press - View On Oft/bank Announcement

Wiggynut

Crabman wrote: »

That's for credit cards I think - no such announcement regarding bank charges unless I missed something!

I know Nationwide & HSBC are £12 now.

I've got an account with both.. claiming from Nationwide so opened the HSBC just in case - I'll probably stick with HSBC though... just waiting for the the rest of my claim to go through - got half refunded in June!

gillt_2

toniq wrote: »

Hi

I just got my money into my acct this afternoon after going through pretty much what you did,
I rang the chief exec hotline .01315568555 then they put me through to a lady in london
Miss Judd 02076721770 the chief exec care team she is on.
Demand like i did you have been misinformed and its not on.

Much luck
P.s they have offered to fax the letter to a few people i have advised to try this route t speed up the claim.

Toni

Hi toniq!

Thanks for the info. I phoned Miss Judd straight away, she's going to look into it and call me back on Monday. Fingers crossed!

gillt

toniq

Ha ha!

Its gonna drive them mad and they will have to sort this out!
They can say one thing and do another constantly,
I felt so guilty when they treated me as special circumstances,
I felt it was unfair so i have let anyone that is in a similar position know what i done to get my money fast.
Let me know how you get on.

toni

chipbeck

Just got notification that my claim against Barclays will be at Preston. There defence is three pages saying more or less that I've been a pillock (couple of sentences would have sufficed as I already know this). They quote terms and conditions detailing charges and previous charges i.e £30 previously £25 but they seem to have forgotten that these were previously £20 perhaps they should have mentioned this to cover their greedy backsides a bit more.

Anyway lets see if they put a stay on it.

rhen

I was just about to post my complaint to the FO when the news broke last week. What I don't understand is the issue of Scottish Law being seperate. Following this test case, would scottish claims be treated the same as english ones?

lorna_anne

lorna_anne wrote: »

Hi Marc,Just to let you know the bank has totally stone walled me with regards to my claim. So now I'm getting MEAN!!I have been in touch with my local Civil Court to ask advice on the process of my claim since the news of the OFT statement. I was told that I can still apply through the courts that they have not been told differently and that my bank has stalled me throughout my claim could go in my favour. Sooooo...here I go today to get the ball rolling through the courts.I'm nervous but very clear in the fact that I won't let the banks dictate to me how to proceed with this issue. I will let you know how things go.Thanks again for all your advice and support.Lorna

Further to my decision to proceed with court action I am a bit confused as to how my claim should be processed. I'm claiming for £11,400.56 (including interest) as this is over the stated amount for small claims (up to £750) and summary cause claims(£750 - £1500) I have found out that this would fall into an ordinary cause claim which looks to be far more complicated!! When I spoke to a court clerk in my town for advice on this she said it would be advised to contact a solicitor with regards to this matter.Could anyone offer some advice on this? Or has anyone else been in a similar situation?Lorna

Teacher2301

Thanks Twinkly - a good idea - but you know what the response will be don't you!

I'll call them and report back what they say but going off on holiday tomorrow so will have to do when I return!

mandyminx

Hi,
Got a letter today another £39 charge and we cancelled all direct debits, rang up said they had all been cancelled, but one hadn't been done by the bank not us we know we cancelled because of all these charges. They refused to refund it so we said another one to add to the charges. It is so annoying they are quick enough to take your money but when it comes to handing it back :mad: we are going to the court to fill in a claim form on monday to try and get it in the system.
Mandy

Edinburghlass_2

lorna_anne wrote: »

Further to my decision to proceed with court action I am a bit confused as to how my claim should be processed. I'm claiming for £11,400.56 (including interest) as this is over the stated amount for small claims (up to £750) and summary cause claims(£750 - £1500) I have found out that this would fall into an ordinary cause claim which looks to be far more complicated!! When I spoke to a court clerk in my town for advice on this she said it would be advised to contact a solicitor with regards to this matter.Could anyone offer some advice on this? Or has anyone else been in a similar situation?Lorna

The amount takes it out of the "small claims" court and yes if you decide to take this to court then you would need a solicitor and could be liable for costs whereas "small claims" you aren't.

What you could do would be to take the first year of your charges and see what they amount to and put in a claim for them, then if your case is "stayed" which is likely then that first year of charges won't be time barred and will be accruing interest during the stay.

Don't be tempted to put in multiple claims to keep it under the limits as some courts will deem this as an abuse of the system. I would also suggest seeking some proper legal advice regarding this.

lorna_anne

Edinburghlass wrote: »

The amount takes it out of the "small claims" court and yes if you decide to take this to court then you would need a solicitor and could be liable for costs whereas "small claims" you aren't.

What you could do would be to take the first year of your charges and see what they amount to and put in a claim for them, then if your case is "stayed" which is likely then that first year of charges won't be time barred and will be accruing interest during the stay.

Don't be tempted to put in multiple claims to keep it under the limits as some courts will deem this as an abuse of the system. I would also suggest seeking some proper legal advice regarding this.

Hi Edinburghlass!!Thanks for answering my plea for help!!I will seek advice about this on Monday. Lorna