Stop Press - View On Oft/bank Announcement

Stokey125

dairymilk wrote: »

Bank: Lloyds TSB

Just wanted to share my news, I had sent my letter threatening court action last week and have received a letter today, dated 26 July informing me that they expect their enquiries to be completed by 10 September 07 but they will try to get me a response sooner. With the letter dated 26 July I am assuming that this is taking into account the recent news with test court case? Well, I thought it would be later than September before we would know the outcome? Suppose will have to wait and see, fingers crossed.

Good luck to everybody and stay determined!

As the long vacation starts tomorrow and only urgent cases are heard during vacation the 10 September date does not include the time for the test case. You may wish to consider just issuing rather than waiting for a response which may not arrive.

Edinburghlass_2

Can users please use the relevant bank threads now for their questions and even more so if they have a response from the bank which would be useful to other people claiming from that particular bank.

You'll find the links to all the banks in the Reclaim Help Thread which is linked in my signature along with other useful threads and information.

While the banks may be saying that all claims are on hold the court is not so if you are at the stage of starting court action, please do so now.

angiezaz

hi all, i agree, wel done martin on ch 4 you really made her look daft haha.
just wondering how my claim will go, paid MCOL £120 to take evil yorkshire bank to court for £4900 inc interest. currently waiting for them to file a defence as they say they are going to defend.
will it still go to court as they still have another 7 days???
angiezaz

goose311

Hi

I've been reading this thread and am keen to persue my claims against Barclaycard and MBNA. I have sent them the first letter and have not heard anything within my 14 day notice perion.

I'm about to send a second letter demanding payment within 7 days - should I mention the recent development re bank charges, or just ignore it and expect the cc companies to try it as an excuse?

Cheers!

Libra_Sky

Hello all,
been brwosing this site for a while but had to sign up to have a rant! Just got off the phone to Southend Court as am at the stage where they are supposed to be sending me a letter giving me a date.

Bad news the Judge has already stayed all cases till after the test case.
How unfair is all of this? We are being used to make the rich richer and when we see a little chink of light to look forward to they collude to smother it.

So the banks dont have to ask individually for a stay, it has just been granted to them, without so much as a 'how do you feel about this?'.
I did try to stay positive but this has been the straw that has broken the camels back for me.

markcoopz

:mad: If the banks are still able to charge customers while the court case is ongoing then surely they must have a legal obligation to investigate any complaints arising from those charges.
It cannot be legally possible for someone to say "Yes we are charging you what we like, but dont bother complaining because we have been told by the OFT that we don't have to look into it".
I'm no legal eagle but there must be some sort of legal argument against this, I mean, whats to stop a bank hiking up its charges & then dragging the case out for as long as possible, we all know just how ruthless & greedy they are..

monkeymax

Just as info -

I had a responce from the court the day before the announcment of thetest case was made, so last week i contacted Barclays to see what will happen. They told me they will not pay out until after the case as all cases are now stayed. However upon phoning my local court they have advised that my case has not yet been stayed and will go ahead in 3 weeks. I contacted Barclays telling them this and Dino said if my case goes ahead he will make me an offer one week before!

So there my still be some hope yet

Fingers crossed

Stokey125

Libra_Sky wrote: »

Hello all,
been brwosing this site for a while but had to sign up to have a rant! Just got off the phone to Southend Court as am at the stage where they are supposed to be sending me a letter giving me a date.

Bad news the Judge has already stayed all cases till after the test case.
How unfair is all of this? We are being used to make the rich richer and when we see a little chink of light to look forward to they collude to smother it.

So the banks dont have to ask individually for a stay, it has just been granted to them, without so much as a 'how do you feel about this?'.
I did try to stay positive but this has been the straw that has broken the camels back for me.

The decision would only apply to Southend County Court. However you have the right as this Order was made without hearing you to apply to have it set aside. Somewhere on this board there is a thread where I give arguments you may wish to use.

Southend_Claimer

Just to let you all know if you havn't already read what Martin has posted, you can STILL CLAIM BACK DEFAULT CHARGES ON ALL CREDIT CARDS.

Hi all,

I am in the process of claiming back about £700 worth of charges on a Cahoot Flexloan account, which I understand is a revolving credit agreement.

I rejected the first offer of 65% 2 days before this all happened. Does anyone know if a flexloan account classes as a Bank Account, or a Credit account?

I spoke to a lady at Abbey and she has no idea. Obviously if it doesn't class as a normal bank account, I can continue with the claim.

Libra_Sky

Thanks Stokey, just got off the phone to Southend Court and I have to pay 120 to appeal against the stay!!!!!!!!!!!! I cannot believe this, I am so upset:mad: