Stop Press - View On Oft/bank Announcement

borgbaiter

Wiggynut wrote: »

Hope so!!!
(can you add your official signature please for any future court appearances )

Do you think that they will give the £12 difference.. I would take that... better than a slap 'round the chops!

unless it changes keep going for the lot

i havnt even started on credit cards yet (waiting for statements)
but ill be doing it as soon as i can :-)

Elise1309

This is the worst possible news for me.

I've just started back at work after being unemployed for over a year after the Pharma company I'd been at for 20 years shut down. Despite having prudently taken out several insurance policies I really struggled whilst out of work due to numerous delays in benefits payments from the DWP and insurers. It took the best part of 14 months to find new work during what's been a really tough time for our industry with thousands of job cuts across dozens of companies, and I've only just started earning again very recently.

For the duration of my unemployement, my bank were a bunch of unsympathetic bloodsuckers who fined me to the tune of £2000 whilst I was awaiting delayed benefits/insurance - ie not my fault in any way, shape or form - and I've not been able to recover financially from that yet. The prospect of being able to claim back some or all of the penalty charges was a real lifeline for me. I feel physically sick at the thought I either won't get the money, or, even if I do, could be waiting a year or more. I really don't think I can hold out that long.

Also, I'm totally confused as to whether I'm one of the people who can continue their claim or not - I'd sent all the standard letters already, and having got no satisfactory response had started the online claims process. The form had actually been completed but because I don't get paid until next Weds I hadn't processed payment and submitted the claim offcially yet. I'm guessing I won't be allowed to proceed further now.......?

Help/advice/moral support desperately needed!

Oh, and Conor - you are one nasty peice of work. Not everyone in debt is there because they can't manage their own money - believe it or not, some circumstances really are beyond your own control...

[Deleted User]

I know this may sound like a daft question, but how long does anyone think this test case will last.. Are we talking weeks, months?????

nickyola

I paid £80 last week to go through HMCS, what will happen to me now? I really couldn't afford the £80, I'm really worried, as I bet many of you are - is it just a case of oh well, another load of money down the toilet?
Nickyola:mad:

frugalpam

From what I've read so far, no-one knows this yet. It's one of the things Martin said (on another thread) he'll be looking into . I'll edit this post and add in the link when I find it.

Pam
Edit - here's the link http://forums.moneysavingexpert.com/showthread.html?t=513114

Sallylizzie wrote: »

I know this may sound like a daft question, but how long does anyone think this test case will last.. Are we talking weeks, months?????

borgbaiter

best guess 1 year worst 3 years

gloomy if you need the money now but i wish i could gyess sooner

davidb881

WOW… Loads of people spreading the doom and gloom, at the end of free banking, when the banks lose, this case.<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p>
<o:p></o:p>
Don't fear...<o:p></o:p>
<o:p></o:p>
Its a competitive world these days... don't you think some smart cookie or cookies will think............ "Hang on, lets start a new bank....." and you guessed it... They will make their accounts free to use".<o:p></o:p>
<o:p></o:p>
What do you think will happen then?????????<o:p></o:p>
<o:p></o:p>
lol. The beginning of free banking again.<o:p></o:p>
<o:p></o:p>
Don't you love competition……

borgbaiter

davidb881 wrote: »

WOW… Loads of people spreading the doom and gloom, at the end of free banking, when the banks lose, this case.ffice:office" /><O:p></O:p>
<O:p></O:p>
Don't fear...<O:p></O:p>
<O:p></O:p>
Its a competitive world these days... don't you think some smart cookie or cookies will think............ "Hang on, lets start a new bank....." and you guessed it... They will make their accounts free to use".<O:p></O:p>
<O:p></O:p>
What do you think will happen then?????????<O:p></O:p>
<O:p></O:p>
lol. The beginning of free banking again.<O:p></O:p>
<O:p></O:p>
Don't you love competition……

were do i sign david

[Deleted User]

Really that long.. I thought weeks was a good guess.. How wrong was I??

[Deleted User]

Can I jus ay I have ALWAYS paid for my bank acount which I've had from Barclays I pay £11.50 a mth. I get a lower interest charge on my overdraft as a result but they make far more from me in " account fee" than intrest anyways