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The "Save 12k in 2015' Thread!
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yay for magic money :-)I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0
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September update from me!
I saved £1,007 in September, which brings my 2015 (so far) total to £7,503 and my overall total to £92,342. :beer:
Some great saving going on here, keep up the good work everyone!Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
eBay sales - £4,559.89 Cashback - £2,309.730 -
i just put away £3,000 for October. I am not sure that I will achieve my goal for the year, but it was very ambitious. Still, Im happy to keep plodding along! I hope everyone is doing well, and as always, it is an inspiration to se how well everyone is doing!I'm trying to remember to pay my future self first!0
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Sorry for the really late September update. I..er...accidentally booked a holiday for October half term. Net result of -£748.50 from the savings.
However we have had an endowment pay out this month so my next update will easily cover the shortfall.If Plan A fails, remember there are 25 more letters0 -
Intrigued--how do you accidently book a holiday?£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Have rounded up some balances so I'm declaring £475.04 for September, bringing the total to a nice even £4000 so far!
Very happy with that but need £2k in 3 months to hit target which I think might be pushing it a bit!![STRIKE]Total debt 1.11.10 £23,446[/STRIKE]Save £6k in 2015 #129 £6121.66/£6000Save £6k in 2016 #39 £6000/£60000 -
Late declaration for September - during that month I saved £3,108.34 - I would actually have said that wasn't possible, but I had a very frugal month, no bills to speak of other than the usual direct debits, and have flogged off a fair bit of stuff on eBay and Amazon. It just goes to show!0
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Just bought a car which has made a substantial dent in my savings. A necessity though as I have a 2 seater convertible at the moment and as our daughter has just had our first grandchild these are not compatible. My daughter had a c section and cannot drive at the moment so when her husband goes back to work I want to be able to help her our with chauffeuring duties. I was planning to change my car in anyway next year as I will be looking after my granddaughter a few days a week so it is being done sooner rather than later.
It is a dilemma though to know what to do about my savings for this year as technically the money for the car has come from a part exchange of my convertible and savings in a matured isa and old matured national savings certificates from previous years. All my savings this year are in the Vanguard LS 60 and Santander 123 account which are untouched.
What does everyone think?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Saver #65
I saved £885 in August and £885 in Sept so I've reached my target for 2015!
But don't ask about the state of finances now, post house move!!2016 diet challenge 16lbs/42lbs lost
2014 MFW #114: £5000 overpayments made
2015 Savings Challenge #65: £6000 saved0
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