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The "Save 12k in 2015' Thread!

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  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Im away with the brownies from next weekend so wont be around to submit my October total, as the last few regular savers are due to do their thing tomorrow I am going to declare now....

    £1192 for October :-)

    Total so far £11272.00

    I have had a few switching incentives paid this month and got paid for a few mystery shops, and I have some money pending in Quidco and TCB so they may pay out before the end of the year...

    Hope all is well with all.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Kiwisaver_2
    Kiwisaver_2 Posts: 1,169 Forumite
    Hope everyone is doing well, sorry I haven't managed to keep up to date but just submitted my numbers and update my siggy for August and September.

    After a few years at this my savings account is looking really quite healthy, so I have been swatting up on the where to from here in terms of diversification and improving my returns, so have taken a bit of a punt and made the first step towards being a real investor and put £500 into Exchange Traded Funds. :T
    Mortgage
    Start January 2017: $268,012
    Latest balance $266,734
    Reduction: $1,278.45
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 21 October 2015 at 10:41AM
    Any one else having problems viewing this page today??

    my signature has changed!! and I all the texts have random ! instead of letters!!!
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Gem-gem
    Gem-gem Posts: 4,672 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Everything is working normal for me
    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    All sorted now - was a error with the filter, apparently MSE tower was playing with it lol...
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • bsms1147
    bsms1147 Posts: 2,276 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good to see so many people doing so well :)

    Good job all!
  • I saved 2 grand gross this month :eek: as I was owed back pay. However that was before allowing for my dental implant, forward funding a weekend away and my niece's 21st. My S&S ISA is still worth less than I paid in, and there's a big dent in savings after getting new carpets and redecorating.

    So my total savings this year are still less than on the spreadsheet, but next month I should have made it up. I don't think I'll hit my amended target this year, but intend making the deficit up in 2016, touch wood.

    Thanks Slowlyfading for keeping us all on the straight and narrow, especially now you have other lovely commitments! It's is much appreciated.
    Save £12k in 2022 thread #7:

    Save £10,000 Jan-May 2022 THEN RETIRE!!
    Final total for (half) year: -£4,000
  • lisa110rry
    lisa110rry Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    No 207 recording £711.63 for October bringing my total to £10,919.87. (Car service, tyres and a new laptop for husband's birthday this month really brought the sum down.) Sadly, unless I get a really good Christmas bonus I'm not going to make my target... Oh well, it was only target after all.
    “And all shall be well. And all shall be well. And all manner of things shall be exceeding well.”
    ― Julian of Norwich
    In other words, Don't Panic!
  • ajdj
    ajdj Posts: 567 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    £901.43 declared for October.


    An odd amount as its the first month I've been Tilly Tiding small amounts everyday from my current account and moving it across to savings. This gave me an extra £34.43 overall. Definitely going to keep doing this! Should hit my yearly target by the end of November :)
  • 208# declaring £90 for October! Form submitted and signature updated.
    :staradmin Star from Sue-UU


    3 - 6 Emergency fund #24 £2273. Target £3,000
    SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]



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