The "Save 12k in 2015' Thread!

cathybird

enthusiasticsaver wrote: »

Anyone else on this thread saving in stocks and shares? It is a bit of a rocky ride at the moment. I have invested £5k so far this year and it is 3.10% down at the moment I guess due to the uncertainty about Grexit. I had already decided a few weeks ago though to reduce my monthly payment of £1000 into my stocks and shares isa to £250 instead and leave the other £750 in my Santander 123 current account to build up my cash reserve to change my car next year. I think I may give up checking my investment portfolio daily as it is not doing my blood pressure any good

I check pretty much every other day, partly because there is one fund I have that I want to sell a chunk of when it is high enough but also out of interest. I know it's not supposed to be a good idea to do this but I'm not all that put off by the ups and downs, in fact usually wonder if it might not be time to squirrel away a bit more into funds that have dropped and are therefore cheaper. I'm putting £500 in every month at the mo - £250 is automated and the other £250 I move across myself. I know when funds are down it can feel as though you have made a mistake and when they are up it feels good but I never assume either state is permanent. It's always on the move. It's like choppy waters, troughs then waves. I hope that is all making sense as I have not had my second cup of coffee yet this morning.

slowlyfading

Glitterbaby wrote: »

I started this thread earlier in the year and then life got in the way and I had to change my plans a bit - but I am back on track and back to saving so would love to come back to this challenge if I am allowed?

Of course you can! Welcome back

slowlyfading

enthusiasticsaver wrote: »

Anyone else on this thread saving in stocks and shares?

You shouldn't check shares everyday; once a month if that really. They're long term investments and are bound to fluctuate. Just don't panic sell!

slowlyfading

Spreadsheet updated

Just to let you know, in case anyone is interested, scan was all fine yesterday, thank goodness 7 weeks to go! :eek:

Glitterbaby

slowlyfading wrote: »

Of course you can! Welcome back

Thank you

Westie983

slowlyfading wrote: »

Spreadsheet updated

Just to let you know, in case anyone is interested, scan was all fine yesterday, thank goodness 7 weeks to go! :eek:

glad to hear it SF...

dark.knight_3

Thanks for your hard work SF...its much appreciated:)

This months update for me is a bit lower than normal due to car insurance, car service and a holiday in July. I have managed to get together 383.68 so that brings my total to 4631.05 or 42.1%. I'm sure i'll get back on track before the year is out.

Westie983

Mine will be lower this month too as I have paid a chunk off my credit card, but I'm down to only one interest paying CC now, have seen the light and think I should pay off the credit card rather then saving, another card has a BT ending 1st August so will have to think about what to do....

SusanneCape

slowlyfading wrote: »

Spreadsheet updated

Just to let you know, in case anyone is interested, scan was all fine yesterday, thank goodness 7 weeks to go! :eek:

Almost there, SF. All the best. I bet you can't wait for your little bundle. We are all anxiously waiting for the impending news of little SF making his/her appearance.


Hugs,

edinburgher

£814.53 for June.

New baby in our house, a bit of a miracle that anything got saved!