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The "Save 12k in 2015' Thread!

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  • £873 saved for May (based on May - June paycheck dates), my biggest total to date and a welcome return after saving £0 last moth!
  • lisa110rry
    lisa110rry Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    How are you these days sf? Taking it a bit easier?
    “And all shall be well. And all shall be well. And all manner of things shall be exceeding well.”
    ― Julian of Norwich
    In other words, Don't Panic!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lisa110rry wrote: »
    How are you these days sf? Taking it a bit easier?
    Trying to! Got another scan tomorrow to check progress so fingers crossed everything is progressing the way it should be :) Thanks for asking though, very kind of you :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Trying to! Got another scan tomorrow to check progress so fingers crossed everything is progressing the way it should be :) Thanks for asking though, very kind of you :)

    Great news, keep us virtual friends updated :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    :j :j I have just repaid what I borrowed from my savings, so will now be able to post a credit at the end of june :j :j Feels soooo good to be back on track :)
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • Glitterbaby
    Glitterbaby Posts: 221 Forumite
    Fifth Anniversary 100 Posts
    edited 18 June 2015 at 4:39PM
    I started this thread earlier in the year and then life got in the way and I had to change my plans a bit - but I am back on track and back to saving so would love to come back to this challenge if I am allowed? :o
    £2 savers club #33
    1 debt vs 100 days ~ £193.19£500
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,076 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Anyone else on this thread saving in stocks and shares? It is a bit of a rocky ride at the moment. I have invested £5k so far this year and it is 3.10% down at the moment I guess due to the uncertainty about Grexit. I had already decided a few weeks ago though to reduce my monthly payment of £1000 into my stocks and shares isa to £250 instead and leave the other £750 in my Santander 123 current account to build up my cash reserve to change my car next year. I think I may give up checking my investment portfolio daily as it is not doing my blood pressure any good :(
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I started this thread earlier in the year and then life got in the way and I had to change my plans a bit - but I am back on track and back to saving so would love to come back to this challenge if I am allowed? :o


    Glitterbaby life has a habit of jumping up and biting us on the bum from time to time, I know I've got the marks on my bum cheeks :) BUT there's till six months left to save :) stick with it, you'll get there :)
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • 5000 for june.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Anyone else on this thread saving in stocks and shares? It is a bit of a rocky ride at the moment. I have invested £5k so far this year and it is 3.10% down at the moment I guess due to the uncertainty about Grexit. I had already decided a few weeks ago though to reduce my monthly payment of £1000 into my stocks and shares isa to £250 instead and leave the other £750 in my Santander 123 current account to build up my cash reserve to change my car next year. I think I may give up checking my investment portfolio daily as it is not doing my blood pressure any good :(

    I am not saving in S&S but I have had a S&S Isa when I first joined the bank, but I would suggest you dont look at the performance on a daily occurrence, S&S is a long term investment platform so should be viewed as such...

    if you are looking at the performance daily maybe S&S isn't the platform best suited, you have to ride the wave and I was always told only invest money you are happy to "lose" that you dont need as then you can leave it to ride the ups and downs...

    I gained 7k in my ISA over the 5 years it was in place, but only viewed it on a six month to yearly basis when I got the statements, and revised the DD accordingly...
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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