📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Save 12k in 2015' Thread!

1126127129131132195

Comments

  • Merrylegs1
    Merrylegs1 Posts: 129 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    Update for May is £500- not too shabby! About to take a hit though as had a bit of a wages blip, its been fixed now but will take a while to even out. Also my geriatric laptop is looking a bit terminal so may have to invest in a new one!
    Slowlyfading I hope your feeling better now- be kind to yourself please!
    Happy savings everyone
    Mortgage free wannabe #58
  • mummytummy
    mummytummy Posts: 966 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    My update for May is £0 again, I had to "borrow" from savings in early April due to a family emergency so until I've paid that back in I won't be declaring :( should be back on track very soon...


    Will go and fill out update form...
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £315.70(04/08/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • edinburgher
    edinburgher Posts: 13,934 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Also my geriatric laptop is looking a bit terminal so may have to invest in a new one!

    I'm not sure how techie you are, but you may be able to save money with some quick improvements. A new battery, some extra memory and a thorough clean with compressed air etc. may work wonders.

    Throw in the removal of unecessary software and a few free programmes such as CCleaner, Spybot-S&D and Malwarebytes (as well as the Windows options such as defragmenting the hard drive), and your laptop could become a bit more sprightly.

    You might be past that, but £30-40 could see you soldiering on for a while yet if you'd rather not spend on a replacement.

    That said, laptops do seem to get cheaper and cheaper for basic functionality :beer:
  • Sorry for the slow update. Had a bit of a horrendous day yesterday (see my mfw diary for more information) regarding bump, so not felt like doing much.

    Anyway, spreadsheet updated :)

    Sorry to hear about the scare with bump SF, totally understand why you didn't feel like doing much. Take care of yourself. As always thanks for your efforts running this challenge and on your blog (which I love and have subscribed to). xx
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Moenyadmin wrote: »
    I have just joined money saving experts and was interested in joinning "save 12k in 2015' Thread!
    Is it too late to join to this one. I would I've to save £5000 at end of this year if possible. It would of great help if you could put my name down.
    Welcome aboard! Your challenger number is 94 :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 30 May 2024 at 11:31AM
    Sorry to hear about the scare with bump SF, totally understand why you didn't feel like doing much. Take care of yourself. As always thanks for your efforts running this challenge and on your blog (which I love and have subscribed to). xx
    Thank you for reading and subscribing to my blog :) much appreciated!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thank you for your kind words everyone; I'm trying to take it easier and focus on resting more and not trying to do everything.

    Spreadsheet and front page updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Think Im going to post for May, not sure I will save any more this month, I have just paid of a few pennies to each of my CC to balance out their balances, (I like them to be round numbers)

    So I will declare...... £1125, Keeping up with the last months totals...

    been very frugal this month, not sure i will be able to keep this total running as I have a few birthdays to pay for next month and I have one maturing CC debt to pay off, as the 0% finished on weds, but I paid it off and then used it for petrol (as I get cashback) so need to pay this of before the next bill comes in....

    I have made it halfway without adding the coin stash - lets see if I can make it to the end of the year.....
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm declaring £580 this month into my mortgage deposit account so I'm happy with that.

    Been a long and expensive month xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm not sure how techie you are, but you may be able to save money with some quick improvements. A new battery, some extra memory and a thorough clean with compressed air etc. may work wonders.

    Throw in the removal of unecessary software and a few free programmes such as CCleaner, Spybot-S&D and Malwarebytes (as well as the Windows options such as defragmenting the hard drive), and your laptop could become a bit more sprightly.

    You might be past that, but £30-40 could see you soldiering on for a while yet if you'd rather not spend on a replacement.

    All good points, but one I'd add is a solid-state hard drive - I put one in my 2008 macbook, reinstalled OS X, and it has given it a complete new lease of life. Rather than grinding to a halt when asked to do anything, it now boots up in seconds and is perfectly good for day-to-day tasks, email, browsing the web, etc.

    Cost was £40 from Amazon and replacement took about 15 minutes with instructions on ifixit.com, much better than almost a grand for a new Mac :D

    If you're not happy taking a screwdriver to your laptop, a local computer place will do the upgrade for a fairly reasonable fee, but although i'm generally fairly hopeless at this sort of thing I found it straightforward to follow the instructions to do it myself
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.