The "Save 12k in 2015' Thread!

letThemPlay

Having a much better month this month; my initial estimates are around £400 as long as nothing unexpected comes to the fore.

Just started my next bank switch as well; so hopefully will have a nice switching bonus to add on at some point next month (maybe the month after)

tara747

Wooo, got my ISA interest - it's been fixed at 3.1% for two years! :beer: Now to find a new home for my ISA savings - interest rates are pathetic at the moment...

steve2005

First update for me - I remember signing up but forgot where the thread was, lol.

Current total is £5,900, although my savings are now going to go down to zero as we've decided to move so all spare funds are going towards that now - I might be able to resume later in the year once we've moved in and are getting the rental income from where we are now.

mintedmatty

£850 going in - Had a few things to pay out for this month but managed to siphon off a decent amount! This keeps me on target for the 12k

Some excellent results out there peeps!

Determined_diva

Hi all,


Sorry I haven't been here lately - I haven't had access to a computer but I finally bought one last night.


So I have been made redundant (but found another job thankfully so don't need to use it to live off of)!


The pay out is with me now and I still have some debt to clear but wish to save my £5k as promised (and keep adding to the savings throughout the year as I feel like I have cheated by not saving and having it handed to me).


Can anyone recommend a good place to save my money in please? I will need access to it in about a years time.


Thanks in advance
DDx

Eco_Miser

Determined_diva wrote: »

Can anyone recommend a good place to save my money in please? I will need access to it in about a years time.

TSB is good for £1-£2000, Nationwide for £1-£2500, both 5% AER; Club Lloyds for £4000-£5000 at 4%, also for saving £25-£400 a month; BOS, Tesco and Santander various amounts at 3%. Split your savings to maximise your interest. See the Top Savings Accounts link at the top of the page, and numerous threads on this board, for more detail.

Determined_diva

Thanks for your advice - I shall go check it out now :-)
DDx

Munchin

Hi all

Slowy fading thank you for the reminder to update - I had been updating on my signature but forgot about the forum and I can't believe we are now in May.- #35 - £1756/£5000 (35%).

lisa110rry

Slowly fading, will you please add £182.50 to my savings for April? It never occurred to me that my ISA interest was 'saving'. I suppose this is more or less evenly saved from January to April, but that doesn't really matter as it's saved during the year. I can't use the spreadsheet at present as I'm confined to iPad...

Thank you.

lisa110rry

Miss Thrifty, regarding car insurance, if you are a civil servant or retired from same, I strongly recommend Liverpool Victoria (L=V). They are not on comparison sites. My Sept 2002 4WD costs about £160 a year comprehensive with reserved NCB. The little 16 year old Merc SLK only costs £140 for same cover. (I like well made cars and don't care about their age.)