We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Forget about likes and dislikes. They are of no consequence....
Comments
-
Happy New Year Emz xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
And from me.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
-
So hope 2015 is your year in so many ways Emz
xxx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy New Year everyone :j
Here's to a great 2015 :beer:
Emz xx0 -
Morning
I'm still at my mums - she's doing me a roast dinner later, chicken, my favourite
.
2015 is upon us, so what would I like to achieve this year? Firstly I'd love to be able to say goodbye to all the debts in my signature. A tall order I know, but I'm hoping it's doable.
I'd also like to increase my lung function by 10% (currently 36%) and get my weight up to 9 stone (currently around 8st 5lbs).
Crossing at least 5 things off my bucket list is also an aim this year - maybe with the help of some competition wins? (fingers crossed).
Emz xx0 -
Happy New Year Emz, hoping 2015 is a good year for you xxxxHoping to stick to the challenge this year!!
Make £5 a day for 366 started Dec 2019
YTD £ £ 78.23/£1£1,825
Cash - £ 48.23 Vouchers - £ 30
Wombling into 2020 £38.780 -
Hoping that 2015 is a great year for you in many way's I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Morning
Got my overtime done yesterday and am working 2-9 today and 11-5 tomorrow. I've asked my boss about changing my hours around so that I'm doing either alternate weekends or alternate Sundays. It would be so nice to get my Sundays back, even if it's just two a month. I know a couple of people have left that worked during the week, so I'm hoping she can sort something out for me so I don't lose any hours. She's going to look into it today.
I haven't managed much in the way of making extra cash just yet. I'll get my weekend of working out of the way and make a start next week.
Trying to get OH to not spend money is a nightmare. I got £20 worth of food shopping yesterday so there are lots of things in for him to eat, and he still wanted to go out for a meal (I refused of course). He now wants to go out for breakfast, but luckily I got some bacon yesterday, so will make him a sandwich.
Emz xx0 -
I would love to clear debt #1 by the end of January, but I'm not sure how feasible that would be. I get paid on Friday 9th and have very little money until then. OH then gets paid on Friday 16th. So from the 9th to the end of the month, it's 23 days - that's nearly £50 a day to get rid of the debt.
Or it's 229 payments of £5. Not sure which one's more motivating!! I'm going to go with the £5 payments.
Only 229 to go
Emz xx0 -
Not even gone to work yet and I've been offered extra hours on Wednesday 10-5. That's 10 hours overtime already this month, so an extra £60 odd. My boss also said it looks promising about changing my hours
Emz xx0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards