We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Forget about likes and dislikes. They are of no consequence....

"Forget about likes and dislikes. They are of no consequence. Just do what must be done. This may not be happiness, but it is greatness." George Bernard Shaw.

That has to be my favourite quote. I know what must be done, but I haven't been doing it. I feel like I've been drifting for a bit. I need direction, I need some motivation and I need a goal. I need to start clearing these pesky, annoying debts. I need a fresh start and a new sense of purpose - hence the new diary.

My old diary is here, but don't worry, I haven't given up on my bucket list. I'll put it on the second post of this diary and will keep you all updated as and when I get to cross things off it. Although, I hope this new diary will see me one day crossing off number 11.

So, this is what must be done:
  • I must start earning some extra cash
  • I must target one debt at a time until it has been cleared (whilst making token payments to the other to keep the creditors at bay)
  • I must start making a payment a day so that it's constantly going down
  • I must make sure that my health doesn't suffer as a result of this
Let's see how quickly I can get my first target debt cleared :j

Emz xx
«13456757

Comments

  • Emzilla
    Emzilla Posts: 3,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 September 2015 at 8:52AM
    Bucket List

    1. Watch a match at the US Open
    2. Watch a match at the French Open
    3. Watch a match at the Australian Open
    4. Watch a Davis Cup match involving Team GB
    5. Watch a match at a Masters 1000 event
    6. Go to San Diego Comic Con
    7. Go to a film festival
    8. Attend a movie premiere
    9. Learn to swim
    10. Finish my cross stitch picture
    11. Not owe a penny to anyone
    12. Get an Apple MacBook
    13. [STRIKE]Go to Rome[/STRIKE] - Went to Rome in September 2015
    14. Go to Ireland
    15. Go to Venice
    16. Go to Hawaii
    17. Go to Washington
    18. Go to San Francisco
    19. Go to Las Vegas
    20. Go on a cruise
    21. Fly first class
    22. Stay in a 5 star hotel
    23. Order room service
    24. Take Ellie and Kian to Disney World
    25. Get my teeth fixed
  • Emzilla
    Emzilla Posts: 3,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Starting as I mean to go on, I've just made a payment of £2 to the council tax arrears. It brings it down to a nice round number. Hoping to be able to make some bigger payments soon.

    Emz xx
  • Happy New Diary:beer:

    Lovely to see a new sense of purpose to end the year. Love the quote, by the way, very inspiring:T

    Is this the same bucket list or have you tweaked the original a little? Looks longer somehow and I haven't had time to revisit the previous one to check:o.

    Have subscribed (as usual):)
  • Emzilla
    Emzilla Posts: 3,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy New Diary:beer:

    Lovely to see a new sense of purpose to end the year. Love the quote, by the way, very inspiring:T

    Is this the same bucket list or have you tweaked the original a little? Looks longer somehow and I haven't had time to revisit the previous one to check:o.

    Have subscribed (as usual):)

    Thanks CBC :)

    It's the same list.

    Emz xx
  • Found you and subscribed so if your moves are to try and lose us, you'd better just say ;). Love the quote from one of my favs.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Emzilla
    Emzilla Posts: 3,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Found you and subscribed so if your moves are to try and lose us, you'd better just say ;). Love the quote from one of my favs.

    Hi INOD :)

    Not trying to lose you, just keeping you on your toes!!

    Emz xx
  • Emzilla
    Emzilla Posts: 3,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another £5 paid off the council tax arrears today. Trying to get some work in the pipeline so the money starts rolling in over the next few weeks.

    Doing the school runs today and I'm at work this evening, so busy busy busy.

    Emz xx
  • Hey Emz....Just wanted to say "Happy New Diary"....


    I don't Post that much but I like to lurk and read....and you inspire me....


    I wish you all the best for the rest of this Year....Go For It Girl!! ;)
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy new diary :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Loving the new diary Emzilla, and the quote, which seems even more apt given how much people take the importance of likes on FB nowadays.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.