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Emz, are you sure you've the right tax code. £37 seems very low for 11 extra hours.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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in_need_of_direction wrote: »Emz, are you sure you've the right tax code. £37 seems very low for 11 extra hours.
I think I might be on an emergency tax code. I know another girl at work was and she got a rebate a few weeks back. I'll keep an eye on it.
Emz xx0 -
Pay day :j
£35 paid off debt #1 (even though I'm still waiting for the £5 from My Survey).
Had free bingo winnings yesterday of £30 and I've won £30 on JPJ today.
Also claimed £10 from Opinion World, but I requested it through PayPal and before I knew it my account was cancelled because I'd breached their terms and conditions!! Really annoyed with OW and they are looking into it for me. I hope I can get that £10.
So, amount owing on debt #1 is £1,110.
Pending money:
£30 free bingo
£30 JPJ
£220 by paying £10 a day
Leaves £830 to find.
Emz xx0 -
JPJ seems to be very lucrative for you, I've noticed you've mention good wins on there before too:T. Do they do offers for existing members? I joined them years ago and presumably got any 'free' money then (but it's so faraway I can't remember:o). I might go back to online bingo if I can start without using money I can't afford to spend. I checked the Ts & Cs of bingo companies that I keep getting 'free' money emails from but they all seem to be for brand new customers. Haven't heard from JPJ in years though.
Well done on your debt-busting. You'll get there:beer:0 -
carbootcrazy wrote: »JPJ seems to be very lucrative for you, I've noticed you've mention good wins on there before too:T. Do they do offers for existing members? I joined them years ago and presumably got any 'free' money then (but it's so faraway I can't remember:o). I might go back to online bingo if I can start without using money I can't afford to spend. I checked the Ts & Cs of bingo companies that I keep getting 'free' money emails from but they all seem to be for brand new customers. Haven't heard from JPJ in years though.
Well done on your debt-busting. You'll get there:beer:
Hi CBC
It's just the money I get from the daily free game on JPJ and sometimes they put some bonus funds in my account. When I've got funds in there, I just play on the slots with it and sometimes I win, others I don't. You should be able to log on and play the games if you have previously deposited on there.
Emz xx0 -
I've got another 6 hours overtime on Friday next week. I also came home to a £50 cheque - not sure where it's from, but it's a competition win and is gratefully received!!
Amount owing on debt #1 is £1,110.
Pending money:
£30 free bingo
£30 JPJ
£50 cheque
£220 by paying £10 a day
Leaves £780 to find.
Getting there slowly but surely. If I can get all of my eMystery shopper work done and accepted before the cut off date of the 20th, I should be able to put that £57 towards it too.
Emz xx0 -
Hi
Sorry I haven't posted for a few days. Had a lovely weekend off work, but went back in yesterday and my hours are all over the place. The system has mixed up my weeks, so I don't really know where I am. All of my leave has been cancelled because the system thinks I'm not working when I actually am. Such a mess.
OH and I went out on Saturday to pick out an engagement ring. I've chosen this one and we're going to order it online on Friday (OH's pay day) as we can get 15% off. Plus my finger is quite small (size J) so I'd have to get it ordered into the shop anyway.
Paying off debt #1 has hit a bit of a stand-still. Debt #2 (also council tax arrears for my last flat) has been kicking off, so I had to pay £75 to that today and need to start paying £200 a month from Monday to get it cleared. At least I'm still paying money off I guess.
Doing an extra hour at work tomorrow to price up the sale stuff (working 4-9) and also doing 6 hours extra on Friday (12-6). Means I'm working 7 days in a row, but at least I'll have next weekend off :j
Emz xx0 -
Love the choice of engagement ring, its beautiful. :T I ended up with two wedding rings, the ring I had set my heart on for our engagement but OH wouldnt buy as it was second hand so we got another one (it was still in the shop 14 months later, so I told him it was definitely waiting for me and I want it to wear as my wedding ring pretty please), and my mums original wedding band that no longer fits her. I wear my original engagement ring with my mums wedding band, and my 'official' wedding ring on my right hand. I got my way in the end0
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Right is lovely.
Boo to working 7 days in a row.
More sale stuff?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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