Yorkshire & Clydesdale Banks offering £150 for switching

YorkshireBoy

Princess_x wrote: »

Does anyone know how easy it is to close an account with them? Do you HAVE to go into a branch to cancel? I know with a few banks you can easily close over the phone. I wouldn't have minded going into their branch except they don't exactly have an abundance of them.

TIA.

If condition 17.1 of your account T&Cs doesn't satisfactorily answer your question you could always ring them on their freephone number and ask.

Princess_x

YorkshireBoy wrote: »

If condition 17.1 of your account T&Cs doesn't satisfactorily answer your question you could always ring them on their freephone number and ask.

I don't have an account with them hence don't know which t&c's you're referring to. I was asking as I would like to switch over for their promotion and wouldn't mind staying with them after a trial run, but if I don't find them as easy to use as my current bank provider (online banking/mobile bankng), then obviously I wouldn't want an unused bank card lying around in the house.

I've contacted them anyway so will see what they say.

YorkshireBoy

Princess_x wrote: »

don't know which t&c's you're referring to.

Can be viewed on their website here...

http://www.ybonline.co.uk/personal/current-accounts/terms-and-conditions/

You'll find most banks have their account T&Cs on their websites these days, and that, of course, is the best source of information.

You can definitely write to close the account, according to condition 17.1

But if you're not happy you may find it easier to simply switch away again, using the same method as the one you joined with.

Princess_x

YorkshireBoy wrote: »

Can be viewed on their website here...

http://www.ybonline.co.uk/personal/current-accounts/terms-and-conditions/

You'll find most banks have their account T&Cs on their websites these days, and that, of course, is the best source of information.

You can definitely write to close the account, according to condition 17.1

But if you're not happy you may find it easier to simply switch away again, using the same method as the one you joined with.

Thanks!

And the switching idea literally came to me minutes after I'd posted so thanks for confirming what I thought.

Harveys_2

Going to apply for 2 more so new target is now : 8 !

NoMore

I was in my local clydesdale branch this morning filling out my switching forms and I asked if they had many switching for the £150 bonus and the branch manager said it had been very successful and head office were going to extend it to the end of march which is will be the second time they've extended it she said.

Nothing online yet about this news, I'm only repeating what I heard in branch but potential we could have another month to get more switches.

LplateSaver

NoMore wrote: »

I was in my local clydesdale branch this morning filling out my switching forms and I asked if they had many switching for the £150 bonus and the branch manager said it had been very successful and head office were going to extend it to the end of march which is will be the second time they've extended it she said.

Nothing online yet about this news, I'm only repeating what I heard in branch but potential we could have another month to get more switches.

They might change the terms though.

NoMore

LplateSaver wrote: »

They might change the terms though.

Yes possibly, as I say Im only repeating my local branch manager, so until its confirmed its only speculation.

Chomeur

So you can do this with both banks, and indeed for more than one account with each? I note that when filling out the request for a phone appointment you have to state whether you already hold an account with either bank. Do they ask any difficult questions about this when they phone you up?

LplateSaver

Chomeur wrote: »

So you can do this with both banks, and indeed for more than one account with each? I note that when filling out the request for a phone appointment you have to state whether you already hold an account with either bank. Do they ask any difficult questions about this when they phone you up?

They'll ask you why you want the account but it you say a valid reason they'll continue on. You might also get your account referred after the 3+ but again when you ring up to check on them they'll put them through.