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Three choices in life; Give up, Give in or Give all you've got!!
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Dissapointed to be honest in the level of support you are(not) receiving from the NHSI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
please-let-me-be-lucky wrote: »DS1 came home and burst into tears after being told off at school. Apparently he didn't hear the teacher say to put everything down (he was talking :mad:) and he was sent out of the class. According to him the teacher then 'forgot' about him for half an hour, so he didn't get to finish what he was making. It's really upset him but obviously I had to both comfort him and take the teacher's side. Yet more drama! I also used our 'chat' to ask about his bed time phobia though, and he said he gets bored when everyone is asleep?!?! No further forward with that one then!
DH has been having more waves of fear.
But I've done the monthly debt calculation and I'm in the £2k's :j:j
Morning Lucky,
Hope you had a better night last night.
Can't recall offhand DS's age (:o sorry) - but it took me a VERY long time before I got to the real reasons- my DS now 14 and it was only about 12-18 months ago he finally told me. For years he just said "I don't know". Maybe it had taken that long for him to realise it himself, or possibly just did not want to admit it to me. He is already a very man-ish boy, not giving away much until it all gets too much, then he bursts into tears like your DS did yesterday. Have often had the "keep it all in at school" then the minute the car door closes at school pick up time and he's safe from other eyes, he bursts into tears.
The " bored" sounds like my DS's " I don't know or don't want to tell" to me! Is he out of bed and wanting to be active or be with you at bedtime? or just not wanting you to be asleep? Boys are really difficult to understand! Have learnt that the hard way! My DS is afraid of being alone, but he would rather have his bedroom door closed (making him more alone!) for fear of who/what might walk in if the door is open while he's asleep!
NOA
xxFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Sun_Addict wrote: »Well done on the debt busting. I was about 19 before I stopped looking under the bed and in my wardrobe for gremlins/ghosts/murderers every night - I still can't sleep if there's a cupboard door or drawer open plus I slept with the radio and lamp on all night until I moved in with Mr SA (aged 24) so there's hope for your DS yet!
Hope tonight is a restful one for you xx
x
NOAFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Glad you had a good sleep last night PLMBL xxMummytogirls x0
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Lovely to read it was a calm night for DH Lucky. Gutted on the cold front though. Jelly & I are both down with it but I am walking wounded and she is really not herself.
Don't you just love this time of year? Big hugs as always xx
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Driving by with hugs XXXXXXXNevertheless she persisted.0
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Popping in to drop this off
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Hi lucky hope that the night was less eventful!! thinking of you xx
Paid off all Catalogues 10.10.20140 -
Long time lurker coming out to say thank you for posting about Speedy Payments with TT - as my bill arrived I took advantage of it and saved myself some pennies. Thank you
Hope you had a better night
I think you're awesome and amazing too - lost for words with what you have to manage and cope with. :ABack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
So many lovely visitors :T.
Ali-OK, great to have you with us and you are more than welcome re speedy payments. I don't think I sewed up that story about T@lkT@lk, but credit to them they applied £3 to my bill so I didn't miss out and I did indeed only pay what I should have paid in the first place :j. £3 is better in my pocket than in theirs!
I am absolutely poleaxed with this cold. It's definitely not flu (had that before, will forever know the difference -simply awful!), but it is a very heavy cold and it's wiped me out. On the positive though, DH is back to (for him) 'normal' and I lost 4lbs at Chub Club last night :j
We put the Christmas tree up this time yesterday as the boys had been begging for about a week. The house looks very festive now. I'm pleased we did it yesterday as I'm too tired today. My Sister was supposed to be coming over but I've put her off as I don't want her catching my germs and passing on to SIL with her heart troubles.
So, a cosy evening on the sofa watching a film with my boys I think! XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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