Lloyds TSB

Edinburghlass_2

Several of these letters are going out from the courts to claimants so yes, its looking good if you get one as the bank either have to settle or tell all.

johnbfan

My son has just had his money refunded but my husband who we have been reclaiming for at the same time has not even had a reply to his last two letters (both posted to the same place at the same time as my son).

I am thinking of writing a snotty letter to the bank about this and demanding that they take some sort of action anyway as they have ignored my husbands last two letters. I know they received them as the last letter sent by him was in the same envelope as the letter sent for my son and we had a reply to that one.

Edinburghlass_2

You can try but I wouldn't waste too much time expecting an answer now and would start court action soon.

Angry_Student

Hi I am a student and have been subject to penalty fees for going over my agreed overdraft limit. Congratulations to all those who have reclaimed their charges, especially from Lloyds TSB who after winning one case seem to think they are above the law.

Now I am the first to admit that I am not in the best of financial situations and before my current situation was virtually living off my overdraft. Will the banks/courts take this into account and make it less likely for the charges to be refunded?

p.s. I am aware all cases are currently susepended just wondering in anticipation of the ruling of the test case

Susy- Angry Student

Heaven1_2

Hi has anyone attempted to deal with Lloyds Bank and their charges? I am trying and seem to be getting nowhere can anyone help and advise please.

thriceyboy

:mad: It seems to me that I am getting nothing from my bank (lloydstsb)
Over 2 months after they recieved my letter, is it time to send my (i'll see you in court) letter, or am I waisting my time ?

pursehouse

is there anyone that can help me? I have been claiming my bank charges back for 1 year now and have finally got to court. I have to file and serve a statement setting out particulars of the breach of contract and explanation. I am tearing my hair out. I have 2 weeks to do this amongst other things desperately need help, also not very computer literate, if any one can help i would b very grateful

Beate

Who asks for this, the court or the solicitors/bank?

chegma

can any one help me as i'm unsure where to go next.
After 2 letters requesting the bank repay my charges totaling £3227.00, then a 3rd with a reduced offer of £2500.00, the bank has sent me a letter stating that they don't agree to adjust any charges, but on this occasion they are prepared to repay £750.00 in full and final settlement.
and that i should treat this letter as their final response.
do you think its worth me carrying on? or should i just agree.
they have also stated that they will credit my account within 10 working days, so time is short.
thanks
cheg xx

Edinburghlass_2

Lloyds? Standard procedure from Lloyds and you need to write back and say you accept in part payment and without prejudice and will be proceeding with court action for the remainder and then do just that.