Lloyds TSB

Norfolk_Shot

Now this is interesting....

At the beginning of last week i got a letter from SCAM offering me the full amount which i agreed to....

Yesterday i received 2 letters from the bank telling me that they were putting the usual £750 into my account and sending me a cheque for another amount, which actually totals £93 less than what i've agreed with SCAM...

I'll give it till the end of the week to see what turns up.

rickfromnorwich

Lloyds have just put £1003 into my account without notifying me first. I actually was asking for £1111 and was just two weeks away from court date. I am really pleased of course, but why have they paid slightly less???

kathykat_2

rickfromnorwich wrote: »

Lloyds have just put £1003 into my account without notifying me first. I actually was asking for £1111 and was just two weeks away from court date. I am really pleased of course, but why have they paid slightly less???

I think they have done that to see if you will just take the lower offer it's up to you on what you do next, did they give you back your court costs

beckied

Hi I just wanted to know if anyone was having the same problems as me? mcol is unavailable is there a reason for this? Is anybody expienceing the same problem?
Thanks Beckie

geordiepaul2001

I have just received a statement for my lloyds tsb account today and they plan to charge me £60.00 for going overdrawn on two seperate occasions.

The first time is for 12p
The second time is for £4.54

whats my best form of defence?
Or is it worth accepting the losses due to the fact that court costs would be higher than £60.00?

Paul

spiritual

first ring customer relations, explain that you feel charges are unfair and that if as a gesture of goodwill they could return these charges.
If not write in.

HOwever lloyds will settle all claims upto £750 with relative ease

geordiepaul2001 wrote: »

I have just received a statement for my lloyds tsb account today and they plan to charge me £60.00 for going overdrawn on two seperate occasions.

The first time is for 12p
The second time is for £4.54

whats my best form of defence?
Or is it worth accepting the losses due to the fact that court costs would be higher than £60.00?

Paul

vickyb

hiya geordiepaul you are entitled to them back so you should apply and i think(but dont quote me on this) you should only pay a small court fee with it only being a small amount i think it may only be £30 but it will tell you when you fill in the online claim form @ moneyclaim.
Goodluck (hey by the way im from newcastle)

geordiepaul2001

Tnaks for the replies.
I may pop into the branch today and politely ask if they can do anything with the chrges.
The trouble is that the account is not my main account, it is simply used as an account to link to paypal to pay for ebay purchases.
They may not feel that they need to keep me happy.

Where in Newcastle are you from VickyB?

vickyb

but i know they should try to keep all their customers happy you might get someone really nice who is willing to help you (fingers crossed) i think sometimes it depends on who you get and who you talk to, its worth a try anyway.im from blaydon where are you from?

geordiepaul2001

I'm near Whitley Bay but work closer to the Wallsend branch.
I work for the emergency servies, so I may pop in, in uniform and hope they take pity on me lol
Actually best not, may just phone up