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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 101,397
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • milann
    milann Posts: 11,864
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite

    We sat in a pub garden yesterday - twas lovely. We’d need our fur coats on today it’s gone really cold again

    January spends - £587.58
  • beanielou
    beanielou Posts: 101,397
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Towels dried on line for first time this year. They smell amazing. It’s the wee things.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • debtfreewannabe321
    debtfreewannabe321 Posts: 11,078
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Just catching up 🤗 love the gorgeous cat pics 😍

    As you've got a hearth I'd go with the picture idea for now like you have done but perhaps a portrait one so it fits the hearth. Is there a possibility of removing the hearth at some point and making a bit more floor space? If so I'd fill the hole in then and just make it good.

    Emergency Fund - £1000 
    Baby cash emergency fund £120/250 
    Mortgage OP goal 2026 - £1200/£4500 
    Groceries October £ 158.27/500

  • beanielou
    beanielou Posts: 101,397
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    It’s currently all a work of progress in my head! I’m now thinking about keeping the hearth & getting an electric fire. Will continue to ponder!

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,472
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Obviously you're not spending money in March but apparently wil-ko is good for cheaper decent quality stick on tiles, and now I'm seriously considering buying a ton of them for the kitchen in the build instead of the expense of backsplash tiles. You're a bad influence 😂

    https://www.wilko.com/en-uk/painting-decorating/wall-coverings/mosaic-tiles/c/1490

  • Cheery_Daff
    Cheery_Daff Posts: 18,875
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    GoodneGoodness me, you have made me sharpy, I was absolutely convinced Wilkos had shut altogether and had been quite sad about it. I didn't realise you could still get stuff online! 😃

  • beanielou
    beanielou Posts: 101,397
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    No willkos here.Will look online though.
    Me a bad influence 🤣


    Does anyone know how to click on the links these days? Ta.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
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