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Baby steps to mortgage freedom for beanielou.
Comments
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Maybe not fun!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Oh well done 😊 I hope it leaves you, as they say in Tai Chi, 'pleasantly fatigued' 😉
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
It was pretty grim. No idea as to why half of them were there as they could quite easily do ordinary yoga. Fought off tears most of the time. Brought up all my insecurities of how absolutely pathetic I am.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Sorry I am going to do my blunt bit.
You have a serous reason not to be doing "normal" yoga. They aren't doing it because they don't feel capable. Think how that must be making therm feel, even if they are putting a brave face on it.
Pathetic would be giving up trying to do anything & that is certainly not you.
4 -
what ever happened to "we are all good enough" i am constantly humbled by the life you lead in spite of adversity. you have no time to waste on insecurities young bean
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.4 -
It is so horrible being reminded of the ways in which we're much less capable than others, big hugs.
But you turned up and you did chair yoga, and that's a great achievement 💪 It'll benefit your body so try not to worry about other people, you're putting in the effort for you so thank yourself and give yourself a lovely evening 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Sorry it was not a great experience. You are absolutely not pathetic.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Ditto all the above, you strong amazing lady!
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
I feel broken. I am sick of not being able to do things. I am sick of being in pain.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
I'm sorry young bean. We all think you're well good.
I know this doesn't really help when you're feeling like a reduced person, but remember that you don't know the reasons people are there. If I went to a chair yoga class, others could easily think 'arrogant b!tch, she's able to do everything, why is she even here' but I can't do usual yoga because I will over-extend and dislocate and be in agony for days or even weeks.
And on days that I wasn't there they might think 'she obviously doesn't need it or take it seriously' and wouldn't know that lots of the time getting to a class let alone participating would be beyond my physical capabilities.
You do what is enjoyable and useful for you, and don't let hypothetical perceptions of others impact that
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5
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