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Baby steps to mortgage freedom for beanielou.
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Totally agree with Butti!!!
October xx1 -
jwil~how do you work out the % that you have in your siggy?
Thank you.
Oh, I'm so sorry for not replying
Beanie easiest way I think is to subtract the amount paid off the total. Divide the resulting number by the total and times by 100. This gives you the percentage remaining from which you can work out the percentage paid.
This is the way I do it, though I've taken it off now as it was annoying me
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Where are you beanielou? I miss your posts! I hope you are well out there in RL and will rejoin us soon! XxWith family, friends and pets (or any combination of them) life will be fine!
Emergency fund £2474 post cat wee catastrophe!
Fashion on the Ration 55 coupons available in 20221 -
I'm ok thank you HJ.
Just nothing to report.
Feeling flat & no OP'on horizon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
You do sound flat, hun. Whats up? Are there little things that you could be doing to make an OP? Can we help?2023: the year I get to buy a car1
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Thanks for the kind thoughts Karmcat.
I will keep plodding
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
thinking of you. 2023: the year I get to buy a car1
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hey Mrs how did ya go with the OT ? any new toys to play with? are you still using the machine we spoke about ages ago ( approx a year ago?)
Hope your good honey and just hiding from this miserable weather xxx1 -
Just think beanie, the first snowdrops will be peaking out next week and then come the crocuses. A sure sign that spring is on the. Whatever else happens there are three positive seasons in our year even if winter does bring us down a bit. I am starting to plan my small garden which I want to revamp this year.
You are a very supportive lady so please let us know what we can do to support you. We love you Beanie! XWith family, friends and pets (or any combination of them) life will be fine!
Emergency fund £2474 post cat wee catastrophe!
Fashion on the Ration 55 coupons available in 20221 -
Only just found you have a thread - thanks for all your words of encouragement on my thread !! I empathise with your words on your first post about always worrying about not being able to pay your mortgage and the consequences of that- I am single so only one wage coming and since hitting my 50's this worries me more and more. My wages have recently took a drop so the overpayments I can make will be minimal but im going to try and cut down even more - like you say even if its a pound or two overpaid it's worth it. Hope you are okay and I wish you well on your morg free journey) Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined
Total Morg and debt outstanding March 2019. 84,487.00
Total morg and debt o/standing 1/11/19 - 80,177
Total morg and debt o/standing 8/3/20 - 77,996
Total morg and debt Feb 2021 - 75021
Total morg and debt jan 2022 - 68441
Dec 2023 zero mortgage - debt under 100001
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