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Baby steps to mortgage freedom for beanielou.

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Comments

  • themadvix
    themadvix Posts: 9,539 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    So glad to hear that you had a lovely Christmas Beanie, despite the fall. 

    Wishing you all the best for a wonderful 2026! 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • KajiKita
    KajiKita Posts: 10,092 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Here’s to a lovely 2026 for you 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 23,487 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New year to you!  Hope it's a good one :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Jessy103
    Jessy103 Posts: 2,680 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy new year, Beanie!! 🎉🍾❤️
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • skint_spice
    skint_spice Posts: 13,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year Beanie x
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
    Boiler fund £2085/3000

  • beanielou
    beanielou Posts: 99,611 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It’s the wide awake club. 
    Currently pondering new cars. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • skint_spice
    skint_spice Posts: 13,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still awake? What kind are you looking at?
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
    Boiler fund £2085/3000

  • Humdinger1
    Humdinger1 Posts: 2,902 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Thank you @beanielou for everything you do.  You make a huge difference.   Love Humdinger xx 
  • Sun_Addict
    Sun_Addict Posts: 25,486 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year, hope it's a good one 🙂

    Hope you got back to sleep in the end. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 23,487 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you managed to get some sleep.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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