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NST November: battening down the hatches!

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  • Evening all,

    NSD yesterday and today for me. Love this weeks challenge. I have so many places that need de-cluttering! The OH has loads of his mates staying soon, so I need to start getting everything organised so that the house is tidy and clutter free for them invading. Think I'm going to tackle a room/cupboard a night after work :)

    Hoping to get a couple of NSD's in this week instead of buying toast in work. I've set my alarm for 15 minutes earlier as even if I have to eat breakfast on the go, it gives me enough time to at least make something :)

    Off to try and make some veg soup to take to work for lunch tomorrow. Hope everyone has had a good weekend :)
    Make £10 a day November £27.57/£300

    Nov Batten Down the Hatches #16 Food £50/£140, Fuel £40/£50, NSD 1/15, Lunches 5/19, Exercise 1/20, Personal 4/12

    Bubblews = &bobs_burgers
  • Lost second SFD of weekend as had to get milk for football this morning, put change in the Poppy Appeal so £1 in total spent. Managed to get one yesterday though so have 4 under my belt now.


    Love decluttering challenge, much needed here at the moment and feels worse than usual as Xmas stuff everywhere, but if I can clear the unwanted stuff for CS then I can wrap and store pressies properly. Will have to do it this week, am losing my oomph to do anything lately though, need to give myself a good talking too, I think! Hope you've all had a good weekend, off to have a bit of family time before DSs go to bed and we're back to the grind of another week......
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 8/10
  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    Officially debt-free as of today! Down from over £13k in 2011 (made up of loan for house deposit and loan for car). :j Will now be putting extra money that has been used to pay off debt every month towards mortgage over-payments.

    Was doing so well today but just about an hour ago I persuaded DH to buy a nice warm hoodie & trousers from Sp*rts D!rect, then found some garden shoes and a ladies basketball top & shorts I loved. Totally unnecessary spend :o Kind of hoping they'll come up to small and I'll have to return.

    Oh well. Tomorrow should be better. Have listed a few items on Fleabay as part of my decluttering. One has already been bid on, but all end on Thurs. Fingers crossed!
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry I haven't posted for a couple of days.
    Friday ,went to Tesc* Didn't spend too much :-)Will find receipt and update totals later.
    Saturday, hospital visiting. Had a cuppa and shared a piece of cake with my sister.Cost £2.80 but she gave me a lift home so saved on cab money.
    Today,after reading this weeks challenge,did a bit of decluttering. 100 free listings on e-b*y this weekend so have listed a few crafty bits. Also a NSD.
    Off to do a bit of tidying up and to watch the final episode of Downton.
    Will catch up properly tomorrow.
    ilovetea xx

    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulions Samiszel.
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done Samiszel!!:j:j:j:T:T:T

    Now the mortgage will start to disappear!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Congratulations samiszel :j
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations samiszel

    Today was another SFD. Went into town to a free gallery with the kids and window shopping. Glad I didnt bring my wallet as I saw a few top.

    DD first teeth cut through so should be an interesting night.

    Busy decluttering etc tomorrow but better go now DD is stirring.
    DEBT 02/25: total £6100 Debt free date 12/25
  • moohound
    moohound Posts: 1,209 Forumite
    Debt-free and Proud!
    edited 9 November 2014 at 11:40PM
    Well done to Samiszel on your debt freedom :)

    Spent £69 of food budget so running total of £141/£300.

    Filled car up £52, over budget of £30 but will last well into next month as I use so little.
    ISA £1675 :DMiniMoohound savings £3685.86 :T Plus £3800 CTF :)
    'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
    Poacher turned Gamekeeper
    Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 20
  • Well done samiszel!!
    speakingofart I have spare decluttering if you get bored!

    I had a small spend today, I'll update my signature in a minute. Lunch is made ready for uni tomorrow and unless it's chucking it down I plan on walking so that will be my exercise. I'm not taking any money with me either so fingers crossed for my 1st NSD.
    LBM 06/11/14
    Debt @ LBM - £23,387.41 (all unsecured!)
    NST November #29: Food £12.18/£230 Petrol & Parking £0/£50 Christmas £0/£40, Extra debts £0, NSD's 0/15, Food bank £0/£5, Outings £0/£50, Lunches 0/6, Exercise 0/15
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