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Don't Panic!

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  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on bloods being clear but not such good news on the asthma.
    Take care.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • October_Starter
    October_Starter Posts: 664 Forumite
    Hellloooooo :)

    So some interesting things have happened the last few weeks. With the announcement that the baseline interest rate was going up I thought it was important to make sure I had a fixed term on my mortgage. I booked an appointment for today, Well 5 minutes after making the appointment I had a phone call from the person I was meant to see. She gave me some incorrect information saying I had a fixed term for 10 years (I knew for certain I didnt) and she kept trying to get me to cancel my appointment. I explained that I also wanted to talk about releasing some equity and she insisted I fill out lots of forms online. Well after a lot (and I mean A LOT) of missed calls, emails, answerphone messages and text messages in a three day period I gave up and cancelled my appointment. I was really angry at the service so I wrote a complaint. I got a call back from the complaints team and told them everything that happened. I got the information I needed in 5 minutes. He told me I had fixed my mortgage last year for 5 years so I didn't need to worry and as an apology for the hassle I'd been given they gave me £150!! I was shocked. I didn't complaint expecting compensation but it was a nice surprise.

    I managed to lose 10 pounds which I was pleased with. Just got to keep it off. I am trying to keep up with my meal prep, got to do some this evening.

    I am keeping track of my spending this month as I want to see how much I can stretch my monthly money. I did a table sale with my DM on Saturday and we made £20. So that's £160 extra income this month which is helpful.

    I have managed to get up to date on all my work today which is why I have had some time to come and post. Trying to fit everything in is hard. I did some housework yesterday so I have a sparkly bathroom and my bedroom is looking a lot tidier. Need to do a lot more as I am trying to do a big sort out and we are due an agency inspection soon.

    I am going to have a peek at some of your diaries as I finally have some time.

    Happy saving/debt busting!

    October xx
  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the £150 quid :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the money gain and weight loss :T Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
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