Shifting this debt one £ at a time.

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16162646667149

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  • jwil
    jwil Posts: 19,167 Forumite
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    When you're off work you will have more time (maybe!) for ebaying etc so you can bump up your income that way. Although a toddler and a newborn are a lot of work, quite a shock to the system in fact :).

    That's the plan (hope!). I'm not under any illusions it's going to be easy. Little jwil will still be in nursery 3.5 days a week so hopefully that will help.

    I was hoping to get ahead of myself so I could chill out a bit on maternity leave, but it's not looking good so far. I'll have to carry on and see how we get on :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,167 Forumite
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    Another small payment today:

    1.[STRIKE]£80[/STRIKE] - £0C1 76:T
    2.[STRIKE]£90[/STRIKE] - £0 MI :T
    3.[STRIKE]£1886[/STRIKE] - £1547 LI 185
    4.[STRIKE]£607[/STRIKE] - £549 HA 603.02
    5.[STRIKE]£800[/STRIKE] - £204 BCM

    Total: [STRIKE]£3463[/STRIKE] - £2301
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,167 Forumite
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    I managed to get a few bits listed for Dh yesterday. Not much else achieved though.

    Not sure what the plan is for this weekend, I think DH wants to go out but I don't so we'll see who wins :D

    Hope everyone is well :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,167 Forumite
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    Oh dear, epic fail. We went out this morning and wound up having a big row :o Not very successful day so far :(
    "If you can dream it, you can do it". Walt Disney
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
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    Aw jwil - hope you've made up now? rows are horrible though aren't they? ((hugs))

    Your payments are going brilliantly :T Not sure what your targets are for but all heading in the right direction which is the main thing ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Sorry you've been feeling so rough and sorry about the rows..

    Fingers crossed you all feel better soon.

    On the financial side though you're doing great. The PADs seem to be working well.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 19,167 Forumite
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    Aw jwil - hope you've made up now? rows are horrible though aren't they? ((hugs))

    Your payments are going brilliantly :T Not sure what your targets are for but all heading in the right direction which is the main thing ;)

    Thank you :)

    We've made up now.

    My targets are overpayments I'd like to make towards certain debts to get them below a certain level.
    brizzledfw wrote: »
    Sorry you've been feeling so rough and sorry about the rows..

    Fingers crossed you all feel better soon.

    On the financial side though you're doing great. The PADs seem to be working well.

    Thanks brizzle :) It helps keep me focussed trying to pay something each day.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,167 Forumite
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    Today's payments:

    1.[STRIKE]£80[/STRIKE] - £0C1 76:T
    2.[STRIKE]£90[/STRIKE] - £0 MI :T
    3.[STRIKE]£1886[/STRIKE] - £1545 LI 183
    4.[STRIKE]£607[/STRIKE] - £546 HA 600
    5.[STRIKE]£800[/STRIKE] - £202 BCM

    Total: [STRIKE]£3463[/STRIKE] - £2293
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,167 Forumite
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    Hey everyone :)

    Obviously Saturday was a washout :o

    Sunday we had a mooch around the car boot sales, but I was very restrained.

    I did manage to get a baby seat for the baby by using Tesco vouchers and the clubcard boost. It meant it only cost £1 :T I've been looking out for this particular seat for ages, but it doesn't seem to come up very often. It seems to have a good resale value as well so should be able to get some money back when baby outgrows it. (It's baby to toddler, so should last a while).

    Our washing machine finally died a death on Sunday :( So we have ordered a new one. I have listed the old one and also listed the other one we bought with us to this house. Fingers crossed someone will take them off our hands. That will clear a nice bit of space purely from the one that we've been storing for years. If they don't go, then they will be stuck on Freecycle to try and clear them and save us trying to get them to the tip.

    We did contemplate trying to get it repaired, but it's been going for a while now, and figured for the cost of a call out plus any parts, it was just as cheap to get a new one. It's going to get a battering next year when the new baby is here anyway, especially when I'm using cloth nappies.

    Quite a few bits sold on ebay this weekend, so I have lots of packing to do. DH has also finally sorted out a load of stuff and prepped it so I have a lot of listing to do as well.

    I've got to take little jwil to the doctors this afternoon as well, so that will eat into my time, but I'm fed up with him suffering and keeping being told that he'll grow out of it.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,167 Forumite
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    Today's payment:

    1.[STRIKE]£80[/STRIKE] - £0C1 76:T
    2.[STRIKE]£90[/STRIKE] - £0 MI :T
    3.[STRIKE]£1886[/STRIKE] - £1543 LI 181
    4.[STRIKE]£607[/STRIKE] - £546 HA 600
    5.[STRIKE]£800[/STRIKE] - £202 BCM

    Total: [STRIKE]£3463[/STRIKE] - £2291
    "If you can dream it, you can do it". Walt Disney
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