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Nice People 13: Nice Save

1943944946948949999

Comments

  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Nikkster wrote: »
    Where would the NP's personalities fit best in the country?
    http://www.bbc.co.uk/guides/z3g487h

    Not sure why they've invested our licence fee in this, but nevermind!

    Best place: Craven (which is really quite close to where I was born, not lived there since I was 1 though)
    Worst place: Newnham

    I got 5/10 on the British/ Belgian quiz. Mainly guesswork so not really surprising!


    Such a. Typically stupid test. It took no interest in the fact that where your personality might supposedly fit your soul might not. It chose somewhere I despise the landscape of. And where I live now is only three percentage point ps behind apparently, and this landscape is not my favourite at all ( two things I'd change here, better landscape, fewer people /more isolated). It also suggested I might like to !!!!!! off to Oxford. All rather odd I thought. D
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    For council tax, income -and- savings under £16k is the criteria. Equity isn't taken into account. So you can be on £1/month income but if you've £17k savings (maybe for the new roof and boiler in the next 2-3 years) you'd not get council tax reductions.

    But if you have no savings and live in a £2 million house with no mortgage?
    Everything that is supposed to be in heaven is already here on earth.
  • michaels
    michaels Posts: 29,213 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    vivatifosi wrote: »
    I notice you didn't say you'd pay £400 more to live in Stevenage:rotfl:

    Stevenage, Hatfield, Hemel...all the same :cool:
    I think....
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    michaels wrote: »
    Spend it all on 'hos and blow, no tax that way; whereas be sensible and invest in an asset and all you will qualify for is more tax and exclusion from benefits....

    If you genuinely spend it on drugs and prostitutes, then I guess there really is no tax to pay.

    If you invest in your family home, even on a relatively repetitive basis of extending and selling, then there is no tax to pay that way either, other than making it to a higher council tax Band.
    Everything that is supposed to be in heaven is already here on earth.
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    vivatifosi wrote: »
    I notice you didn't say you'd pay £400 more to live in Stevenage:rotfl:

    I've never had the pleasure! It was only because CK also commented and he's an inner herts type person.
    Everything that is supposed to be in heaven is already here on earth.
  • vivatifosi
    vivatifosi Posts: 18,746 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! PPI Party Pooper
    edited 26 March 2015 at 12:08AM
    michaels wrote: »
    Stevenage, Hatfield, Hemel...all the same :cool:

    Hatfield has Old Hatfield, Hemel has Boxmoor and the Old Town, Stevenage has... erm...

    Nice part of Hatfield
    http://www.ourhatfield.org.uk/images/uploaded/scaled/P8213750View_down_Fore_Street1.jpg

    Nice parts of Hemel
    http://www.dacorum.gov.uk/images/default-source/borough-scenery/old-town-.jpg?sfvrsn=4
    http://www.geograph.org.uk/photo/43773

    Nice part of Stevenage
    Couldn't find a picture of a nice part. Ok, so there's Old Stevenage, but it isn't as photogenic as the above imo.
    Please stay safe in the sun and learn the A-E of melanoma: A = asymmetry, B = irregular borders, C= different colours, D= diameter, larger than 6mm, E = evolving, is your mole changing? Most moles are not cancerous, any doubts, please check next time you visit your GP.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Doozergirl wrote: »
    If you genuinely spend it on drugs and prostitutes, then I guess there really is no tax to pay.

    If you invest in your family home, even on a relatively repetitive basis of extending and selling, then there is no tax to pay that way either, other than making it to a higher council tax Band.


    Apart from stamp duty each move and vat on works and services....
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    I'd be best off in Fylde and worst in Eilan Siar. Never heard of either.

    The best view in Stevenage:

    2444110_7bce3f3c.jpg

    Yup, it's the road to London.
  • Doozergirl
    Doozergirl Posts: 34,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 March 2015 at 12:22AM
    Apart from stamp duty each move and vat on works and services....

    Okay; no tax on your profit. Stamp duty is a lot less than VAT on other purchases, though.

    Spend your money on almost anything in area beyond drugs and prostitutes and it is taxed. Buying tampons. Perhaps we can clear the deficit that way.
    Everything that is supposed to be in heaven is already here on earth.
  • vivatifosi
    vivatifosi Posts: 18,746 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! PPI Party Pooper
    It's not a north/south split.

    I would point out that the council tax in Westminster is ridiculously small compared to other areas.

    Westminster band D £681.68
    Richmond band D £1,490.60

    Where I live, band D £1,626.67
    Where my sibling lives, band D £1,512

    Ah, but it is a north south split. The number of houses in band d depends on where in the country you are. So in the south east 8.81% of houses are band a, 3.3% in London... compared to 56% in the north east

    http://www.neighbourhood.statistics.gov.uk/dissemination/instanceSelection.do?JSAllowed=true&Function=&%24ph=61&CurrentPageId=61&step=2&datasetFamilyId=938&instanceSelection=029872&Next.x=27&Next.y=24

    It's only worth comparing English areas though, due to different systems elsewhere.

    Not sure why Westminster is such an outlier... My guess is that it gets a significant amount from other sources. Do business rates go into local or central coffers?
    Please stay safe in the sun and learn the A-E of melanoma: A = asymmetry, B = irregular borders, C= different colours, D= diameter, larger than 6mm, E = evolving, is your mole changing? Most moles are not cancerous, any doubts, please check next time you visit your GP.
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