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The £1,000 emergency fund challenge.

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Comments

  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Just about to update my signature, but vets did not cost quite as much as I thought so my emergency fund has £30 in it still :)
    I can't wait till payday to add some. :)

    I have consolidated all my debt into one loan now so my emergency fund is getting attacked first before making overpayments to the loan. :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89 wrote: »
    Just about to update my signature, but vets did not cost quite as much as I thought so my emergency fund has £30 in it still :)

    Vet charging less than expected makes a very nice change:j. The last time my cat had to have anything done other than routine jabs etc it was me that needed treatment when I got the bill:eek:
  • sophieo16
    sophieo16 Posts: 191 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    #60 update: Car passed its MOT :D so only £25 out of my emergency fund for now, £140 for my tax should come out at the end of the month also but I'm hoping to add to it again once i get paid at the end of jan.

    new total: £601.54
    Mortgage Feb 2023- £249,210 MFW 2023 #20: £524.05/£500 (104.81%)
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Vet charging less than expected makes a very nice change:j. The last time my cat had to have anything done other than routine jabs etc it was me that needed treatment when I got the bill:eek:

    Hahaha that made me laugh, that is so true!
    I my mind I had anticipated that would be the case but had a surprise to find it wasn't so bad..... Although saying that £100 to be told guinea pig is fine is a big of a joke.
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • BabyBetty
    BabyBetty Posts: 196 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 5 January 2015 at 7:58AM
    I would love to joine this challenge please.

    I use to listen to Dave Ramsey all the time but fell off the waggon some time last year.

    BB
    Original debt at LBM July 2008, £47, 654.34. Debt at January 2016, £21,443. Barclaycard [STRIKE]£9,000[/STRIKE]£8,756, Tesco cc [STRIKE]£3000[/STRIKE]£1,136. Debenhams storecard [STRIKE]£350[/STRIKE]£263, OD [STRIKE]£3,500[/STRIKE] £3,000, Corp Tax £3,036, Study loan £1,750, Smaller debts £2,000.

    Since my LBM I have not been fully committed so now I have had a 2nd LBM.
    Aiming to be debt free by December 2016:D
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    BabyBetty wrote: »
    I would love to joine this challenge please.

    I use to listen to Dave Ramsey all the time but fell off the waggon some time last year.

    BB


    Welcome to the group BabyBetty! Patman will allocate you a number when he checks up on us all! :D
    It's never too late to get back up on the wagon.
  • laurababs
    laurababs Posts: 237 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    £31.05 currently in my emergency fund

    I've set it up so that £10.00 (and some odd change) goes in weekly. Hopefully I will be able to increase this in a couple of months when my debt has decreased:money:
    Save £12K in 2020 #58 - £454.58/£5,000
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Logging in to say I am now at 20% of my target. Only another £800 to go! Only, ha ha :)

    Aiming to max out my fund by September!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    You're #73 BabyBetty. Welcome to the thread.

    All sorted for tomorrow and have decided that as it is only 3.5 miles, I will walk the return journey back to the ststion. That way, I will only have 15 minutes to wait for the train rather than an hour. So less temptation to go spend on food/drink.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Stole from mine before xmas to avoid interest on my cc but put 11.85 back today. May be bit slow at this saving this month, got teeth problems which weren't budgeted for. If I had an EF saved I would be alright lol
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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