The £1,000 emergency fund challenge.

[Deleted User]

At last, something to add to my empty Emergency Fund:j

Received £72 annual Christmas dividend bonus from my area Co-op. Will be using it on December grocery spending and the equivalent 'saved' has been transferred to my Emergency account. Up and running at long last:j.

Am leaving car repair until New Year as, due to unexpected circumstances, I won't be needing to use my own car other than for my own shopping trips and other things where I won't have any passengers and don't need to use the jammed door. Might have scraped a bit more emergency cash together by then.

Good luck everyone:beer:

[Deleted User]

Another little bit to add to the pot:j. £20.15 received from a survey company, requested at end of October. Redeemed from some others at the same time and they paid within days/couple of weeks at most but that's already been spent on necessities:o. Hadn't expected this latest sum to arrive before Christmas really so had budgeted without it. Can just about spare it to add to my Emergency Fund.

Happy saving, everyone:beer:

P.S. Have also done a little Tilly Tidy of £7.85 to make a nice round £100 in my Emergency Fund savings account.

patman99

Well, benefits claim now set up & as a bonus, have spoken to the Council regarding the fact they wanted CT for the period I was on a JSA sanction, so had switched to ESA. Looks like I can back-date my current claim to the day my old one was closed due to a change in circumstances.

Almost at pay-out point on a couple of survey sites, so that will be added to my EF and disregarded from benefits income.

[Deleted User]

patman: No idea what some of those initials in your posting are:o but it sounds complicated. Very pleased you had a good result, not always easy when dealing with bureaucracy is it?

Thanks again for starting this challenge:T

patman99

JSA= Job Seakers Allowance
CT= Council Tax
ESA= Employment & Support Allowance

Buffythedebtslayer

Number 19 reporting in, emergency challenge stands at 600 maybe about to manage to get it up some but REALLY want to lower the stinky Credit card....


Happy Christmas folks and thank you Patman XXX

grassgirl

Number 45 popping in, gutting news, for some reason they've stopped my housing benefit for the first two weeks of December I always have trouble with them, any little change and it's like they throw the paperwork in the air and pick a number from the sky, sigh. More time out to go sort it...anyway, I'm in a huff and so I don't spend it instead I'm sending £62.16 into the emergency fund, leaving me a tenner spare to pig out on.

£287.45/£1000 over a quarter full yay!
I love my savings account, it takes three days to come back so I can't use it for impulse buys

patman99

Sorry Pinksteps, been busy jobhunting so originaly missed your post when skimming through to catch up. You now have your number. You are #52.

Welcome aboard and good luck.

girlinayellowdress

patman99 wrote: »

Sorry Pinksteps, been busy jobhunting so originaly missed your post when skimming through to catch up. You now have your number. You are #52.

Welcome aboard and good luck.

Thank you and all the very best with the jobhunting, hope it turns out successful

kdalwayskint

Please can I join?

2015 is going to be the year I get rid of the stinky CC and have an EF. It's going to be a slow job getting the EF but that's ok, slow and steady