We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
The £1,000 emergency fund challenge.
Comments
-
hello all , can I join? I have £10 and will be adding another £100 on Wednesdaypaid off £27,527.47 debt free journey began Nov 2017 DEBT FREE 13.09.2019!! EF £3500/£50000
-
My EF has been empty for months but a work bonus has enabled me to top it back up to £500
Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
I'd like to join please.
I've already made a start by cashing in Toocashback earnings and Natwest Rewards cash.
Will update with totals.
I'm a big Dave Ramsey Fan. His method works. I was almost debt free a couple of years ago but fell off the wagon.Dave Ramsey Fan[/COLOR]0 -
Bublin1 good to have you back on the wagon £1000 Emergency fund challenge #225 - £1000.00.00/£1000- End of Baby Step 3 (A work in progress)0
-
Can I join please emergency fund is currently at £8 as I have had to use previous one to pay over draft off
ThanksNo more toys til Xmas 2022 , mfw 2023 challenge , Trying to not waste food , time or money and appreciate the moment more!0 -
Im starting this challenge in January ... i had to use my savings.Debt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)0
-
Hi there
I'm sure I joined this challenge before but failed miserably, any chance of joining again?
I'm starting my emergency fund when I get paid on Friday.
Thanks.
If you know you have enough, you're rich.
0 -
Welcome to all our new members who are #262 MeenaM, #263 Bublin1 , #264 flying mamma and #265 ani*fan.
Ani*fan, you had not joined before.
Dehumidifier has packed up, so will be spending some of my EF replacing it.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Yesterday I cleared the small debt I had accrued earlier this year, so to celebrate I sent £5 to my emergency fund :T my plan is to keep on sending regular monthly amounts to the EF but also to send small payments as and when I can to help get to that £1,000 mark a bit quicker. Have been paid but haven't moved the money anywhere yet, will update as and when I get round to it and top up the EF further.0
-
#252 halfway to my target with an EF of £500 now. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards