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The £1,000 emergency fund challenge.
Comments
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Happy Christmas Patman and everyone on here.
Increased my EF to £200 today, just playing safe as foresee expense in the New Year, washine machine needs replacing and I need new brakes for my car. Need to get building this up fast xLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Merry Christmas to you all.
EF is down £260 due to purchase of replacement dehumidifier.
It is a necessary item though as it keeps the humidity below 60% so mold spores won't grow.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
£2.36 to EFDebt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
I'm using a different saving method to save money in my emergency fund at an affordable rate.
I found a challenge where you deposit £1.00 on the monday through to £7 on the sunday.
Ive deposited £22.00 for this week but i skipped Wednesday and Thursday . If I have any left over money from when i get paid , I'll deposit the rest into my emergency fund.
So that's 2% of my emergency fund doneDebt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)0 -
That's a good way to do it Adventureofmemories. As my current role is monthly paid for now, I will be sticking to my monthly round down.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Merry Christmas to you all.
EF is down £260 due to purchase of replacement dehumidifier.
It is a necessary item though as it keeps the humidity below 60% so mold spores won't grow.
I think a dehumidifier is something we could really do with. Single brick walls (so no cavity wall insulation) and it's a big house to keep even bearably warm at the best of times:(. Condensation is a major problem. Mould is a constant problem too and not only does it look unsightly but it's injurious to health especially as OH is a bit asthmatic.
We had a second-hand dehumidifier years ago but the water-collecting canister was far too small and I was forever having to empty it. Also, OH has superhuman hearing and the constant noise of the machine working away drove him mad. I could only use it when he was out of the house so that defeated the object really;). I expect modern ones are far more efficient,
Do you know of a quiet one?
Wishing you and all your followers a very Happy Christmas and everything they hope for in 2018:beer:0 -
The Ebac Powerdri is nice and quiet. However, the one I took delivery of on Friday is faulty. More water misses the water collector than goes in to it.
As for your single wall construction. It should be possible to add a skin of insulation to the outside walls. The costs are a lot though.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Merry Christmas all, here's to ending the year on a savings high! I may have to take my rabbit to the vet when they reopen so might have to dip on to the emergency fund but not sure yet.0
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Merry Christmas Everyone!!
I just reached another 1% by depositing £8.98 .
Up to £31 nowDebt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)0 -
#263
My EF is now at £531.28
Merry Christmas everyone.Dave Ramsey Fan[/COLOR]0
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