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The £1,000 emergency fund challenge.

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Comments

  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Welcome to our 3 new members. Inamin, you are #111, Hope78, you are #112 and Bored, you are #113.

    CBC well done on the winning bet. Looks like you may well have just become our chief tipster. Got any advice for the 2:30 at Uttoxeter ?.

    Seriously, I had a punt on Dave still being PM so won an amazing £0.50.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • Hi everyone.

    #44 checking in for the first time in quite a while. I had to put savings on hold for a bit as my daughter and I were involved in a car crash back in early April and my car was written off. Until I knew how much the insurance payout was going to be I was hesitant to put anything in savings in case I needed it to top up the money for a new car. Fortunately I found a decent car over the weekend which I pick up on Friday and which was under budget. Even with having to keep some money aside for car insurance I was able to transfer some money over to my savings today bringing me up to just over £300. I'm hoping that when I get paid this weekend and with regular bank tidy ups that I'll get it up to £400 by the end of the month.
  • abundant1972
    abundant1972 Posts: 1,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hey all

    I have been totally absent and away for ages...

    I've had a relationship melt down, and moved house since I started - now feeling much more settled and brighter... and here to get this challenge sorted!

    So - my Emergency Fund still sits at ZERO!!! :eek:

    This month is a write off owing to the move - I'll be back on target next month fighting the good fight, and looking to build up that £1000.00!!!

    Hope everyone is well!!!

    :)
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • patman99 wrote: »
    CBC well done on the winning bet. Looks like you may well have just become our chief tipster. Got any advice for the 2:30 at Uttoxeter ?.

    Seriously, I had a punt on Dave still being PM so won an amazing £0.50.

    :rotfl::rotfl::rotfl: I'm laughing at the idea of me giving any profitable tips. Gambling has caused me a lot of heartache in the past.:o. Nuff said!

    I only did this one because I discovered some forgotten money in my account with that bookmaker. Such a small amount so it was worth a gamble (now where have I heard that before??????). Thought of betting on Andy Murray(tennis) but so glad I thought of the election instead. At the time no one anywhere seemed to be giving the Conservatives a hope of a majority so the odds were pretty decent. All the opinion polls were suggesting a hung parliament at that time. This bet was for a majority government not just scraping through with the most seats. I wish I'd had more money on it but was only willing/able to risk the 'surprise' amount in my account. And that's it now, no more betting!
  • Muser1
    Muser1 Posts: 795 Forumite
    Managed to add a bit so #30 £404 40.4%!
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • Muser1
    Muser1 Posts: 795 Forumite
    Hope you and your daughter are ok SS. x
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • Muser1 wrote: »
    Hope you and your daughter are ok SS. x

    Seconded ......

    Nice to see you back abundant sorry to hear things have been a bit rough but hope they've turned a corner now you're in your new place
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Seconded ......

    Nice to see you back abundant sorry to hear things have been a bit rough but hope they've turned a corner now you're in your new place

    Same goes for me, welcome back, abundant:beer:.

    Take care of yourself x
  • Thanks all. It was horrid at the time but if whiplash is all we've had to contend with then I count us lucky. It could have been a lot worse and as for the car it's just a lump of metal and easily replaced.

    N x
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Sending my love SS,

    Right then guys it's a long story on my diary if you want to read. But my EF is back down to £75 looking forward to build it back up soon xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
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