We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Brogden's Debt Disaster & Self Managed DMP!
Comments
-
£214 per month so far INOD but a chunk of that is pledged to pension activities already
!! I'll post about that again but there is a smaller audience for pensions than debts!
Have a great day my dear xxx0 -
Go Brogs, your doing a grand job of losing those pesky creditors......
Love Puzz. xChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
I had to post a little ode to the magnum-Opus card. The application was to Sh*ttyBank (very large US bankers.) It only had a credit limit of £3500 and some sort of loyalty points system. :cool:
The most carp bit is..........I remortgaged and paid it off. Then I went out with it in my walletto and used it.......again and again and again.
I remember clearly being on a business trip in the bleak midwinter at a seaside town. As an alarmingly early dusk was forming I drove down the coast road as dark storm clouds gathered. The wind was rising and the car was noisily lashed by rain and rocked by intermittent gusts of wind coming off the sea. All I could think about was this card and what I was doing....I was spending equity from the house. Talking myself into making a life change, I arrived home cold and hungry. It was warm and I ate my chilli-con-carne pushing aside those thoughts and then running that card up to the limit over the weeks which followed!!
Sh*ttyBank sold their credit card business to the faceless magnum-Opus and I can remember numerous conversations with them and being informed of the importance of keeping my payment promises or 'it would not look very good on me!' I'm not perfect I know but it was a good job that guy was only on the phone and not within reaching distance :rotfl:!!!
Gone......history.......I did wrong.......I know......now I have got the faith I must keep the faith
Onwards and upwards
Broggers0 -
You are doing extremely well to pay under 30% as full and final settlements.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
You are doing extremely well to pay under 30% as full and final settlements.
Thanks Alex - not everybody is going as low as that :mad:
The Gnat's Vest are the most difficult - I'm going to be with them for so long I think I might as well buy a ring and tie the knot :rotfl:!!
forever together for years to come,
A love too strong for us to part............0 -
So pleased to see you are getting those debts down so well. Impressive XFeb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200 -
Historybuff wrote: »So pleased to see you are getting those debts down so well. Impressive X
Thank you so much for your kind encouragement HB!!
Broggers x0 -
Wowser well done you, :T:T:T that's some serious negotiating talent you have there!Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Skinnylatte wrote: »Wowser well done you, :T:T:T that's some serious negotiating talent you have there!
'Wowser?'..........;)
Thanks you so much Skinny. Its great to have you popping in now and then............you corny thing
!!
Broggers x0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards