Changing for good...a new start!

Baldybear

Good morning

Another small ebay sale last night, paid, ready to post today and another £11.23 to my Sains CC, slowly slowly but decreasing

Need to get prescription today but free as exempt, may treat myself to a choccie bar but other than that no spends.

Miserable autumn weather has set in, time for rugs for the hossie. Her lightweight outdoor rug fits (may need another next year but will be ok for this winter), need to have a rug trying on session to see if the others still fit too, fingers and hooves crossed

Am definitely considering jacking it in with OH , spoke to him last night and he was very negative on my outlook, yes my situation sucks, yes my goals may be unachievable but I am going to try my hardest to get there. I cant deal with the whole depressing lark, I really need to put myself first and have people around me that are supportive, I dont feel that OH is, he seems to put himself first, never thinks of me like an OH should, feeling very peed of about it. Am in the mood of prob better off on my own, may be single all my life, just need to start hoarding cats but if it is so be it and at least I can do what I want and know am not settling for second best.

monz

Hope you are ok!! Do what is best for you xx

Baldybear

TFI its Friday

Thanks Monz for dropping in

So decision made and a chat had so now am a single lady! It was never going to work with ex OH, things were never 100%. I still feel a bit depressed with the whole thing but hey ho need to try and move on somehow

So now its just me and my impossible goals to reach. Only me stopping me reaching them, I have nothing to lose so here goes.

Baldybear

Good morning, well not really its Monday, its wet and feeling blah with the world

OK weekend, didnt spend a penny. Sorted room at yard out, cleared field of poo, made a cake, did some surveys, did some new ebay and took advantage of free listing and re-listed everything that hasnt sold, 44 items up now. 2 items sold over the weekend and have paid, ready to post today and another £35 has been sent to be Sains CC, now under £150, very pleased with how this is going

Felt a bit crap over the weekend, woe is me and all that rubbish, will always be single, blah blah, wallowing in self misery, but I need to try and get out of that mindset somehow. Its just going to drag me down, there are options, I just need to not rush into anything, I need to give myself time to sort things out, if I try and do everything at once I am going to fail.

I spoke to parents over the weekend and they are in a position that they can help me financially for a while, so going to give it till New Year, try and sort some of the house out and then if I am there (most probably) look at getting a lodger in. This will really help my financial situation should be able to make big inroads into debts and savings. At the moment though my head isnt in the right place, neither is the house. I need to concentrate on getting that debt down, plan so far is working, and getting the house to a reasonable state, packing up the ex's stuff to put in the loft, need to be seeing to make progress otherwise just going to keep feeling crap and lonely

Ex ex came round at weekend, I have given him £5k (from my parents) for part of his share of the house. He needs the money (he always does, never learns!!) He knows he wont get anymore for ages, not until either I can afford to buy him out or we sell, whatever comes first. At least this is £5k less I have to find.

Come on gal get that positive head on!!

Baldybear

£3 received from survey site so transferred straight away to the Sains CC

Baldybear

Good morning

Another £12 odd received from survey site so another small overpayment, signature duly updated, looks good, still a looong way to go but positive

NoOneAround

Hi Baldybear,
sorry to hear you are feeling down, but you have clearly thought about it and done what is best for you in the long run, you need to have supportive people around you. You are doing really well with all the extra payments:j
It is great that your parents are so supportive, so just take some time to get organised at home, am sure you will feel much more in control.
Best of luck , hugs
xx

Baldybear

Good morning

Thanks NoOneAround for dropping in and your support, have crappy days but know I will get there in the end somehow!

Frogive me diary for I have sinned, I spent money I didnt have yesterday I spent £10 on the lottery a few games over a few weeks, prob wont win but hey nevermind spent now. I also spent £59 on a hotel. My company announced our Xmas do, 12 Dec, its in Southampton which is 1half drive from me, sometimes drive back but stayed down there once before so have opted to do again. The night out is free, boss pays, will get paid by mileage as well so some costs can be re-couped back. Going to enjoy myself and not worry about driving or life for a night. Its a long way off so lots of chances to claw that money back. It does mean I am slightly more in my overdraft than planned, at least no spending on credit card. Have I justified myself enough, nevermind its done now so lets keep on moving forward.

Hossie trainer tonight but already paid for. Lunch bought in and dinner already de-frosting from freezer.

Few more bids on ebay items so that will bring me in a few extra pennies too

Baldybear

Good morning

So small spends yesterday, £4 in waitrose in fresh bits, I have been sent 10% of voucher for october for waitrose so taking advantage. Still under budget for groceries, will probably need to do top up in next few days of fresh bits.

Ebay sale last week, buyer didnt pay, got final fee back offered second chance and paid last night so another £5.48 sent to CC this am.

Mortgage statement thro so signature updated, less money to find to buy ex out. Another mortgage payment out today so another bit knocked off.

Looks like reading the statement pay of capital around £5-6k a year.

My original goals was to buy ex out. I needed to get the mortgage down to say £100k and find £30k to buy him out. I have given him £5k already and the mortgage already down, think I need to update my signature again with the goals.

Baldybear

Signature updated so all clear in my head now