Changing for good...a new start!

Baldybear

Good morning Well as good as you can be for a monday!

So a successful weekend. Went and got hossie food on Saturday, £65 budget, spent few pennies over £70 but packed car full and have more than needed for month, should last 5 weeks so will balance out next month. Grass cut and garden tidied for the winter. Chimney swept so ready to use now

Sunday was a NSD, cooked some lamb in the freezer in the slow cooker, baked myself a cake using odds and ends in the fridge and pears that were ripening too fast. Listed some more items on ebay and re-listed what hadnt sold recently and did some surveys.

£10 sainsburys voucher received and £14 worth of tesco vouchers from survey sites so can split shopping between both to take full advantage, will help lower grocery bill this month too

£4.94 received from quidco and £3.74 from ebay so just over £8 spent to Sains CC this morning

Farrier later but already had money put aside from ages ago. Need to get some cash for hoss trainer tomorrow but all in budget and small spend to get some painkillers, time of the month, bah

Overall not looking too bad

NoOneAround

All sounds very positive and productive BaldyBear - keep it up! :T

Baldybear

Good morning or not so as think coming down with a cold, trying to fight it but I know its partly stress related grr, really cant afford any more time off

Manic few days but farrier sorted, been back to doctors and hopefully can get referral via private healthcare, mum picking up doctor later today and then a battle with the healthcare, watch this space. Hoss trainer meant to be tonight but have hopefully cancelled as just need a break. Hopefully tonight going to pick up some bits from ex so can cross that of the list.

Work is just beyond a joke busy but just trying as best as I can and not letting it stress me out, ha ha

Good news hardly any spending £3.40 spent on fresh bits at beginning of week and 50p on parking yesterday £35 received from survey sites today so that has been sent to Sains CC so now at £370.

Baldybear

Good morning

Went to see ex last night, we have agreed some wording about if we sell or what happens if either dies due to life insurance policy, just need to get it typed up and signed, but at least we are both happy with what it says.

Whilst there talking about said house think ex wants to move on and poss get new mortgage with his new partner sometime, so another major incentive to really reach my goals asap. They are madness I know but am going to get there somehow. I think tho will have a few months grace as ex still has debt and would need to clear this first so not as bad as could be, he still is bad with debt as taken from a few comments that were thrown in yesterday by his new partner so not worrying just yet. Going to get to the end of this year and then see where I stand.

£11.07 sent to Sains CC this morning, another survey payment and an ebay sale. Few more ebay sales gone through, just waiting from them to pay.

Thinking last night about insurance/tax etc which are all due next year and I have no money put aside for these, is a worry, this year I have saved up for them but at the sacrifice of just making min payments to my debt. In theory this year should get a christmas bonus, company seems to be doing fairly well, probably only few hundred pounds or so but if I do get this am going to put aside for the insurance/tax/mot etc so at least one thing I dont have to worry about and can keep throwing all extras at the debt. Just need to pray that I do get a bonus now

Baldybear

Good morning yay its friday

Another buyer paid on ebay, ready to post today and another £5.16 to the debt. Food shopping tonight but still loads in freezer and store cupboard basics just need to get more fresh bits, have £14 worth of vouchers so see how much I can get for nothing Sofa payment out so another bit knocked off, will go update signature.

Hossie trainer cancelled in the week but coming sunday, all budgeted money.

Got some hay from yard owner last night, she usually gets horsehage, but gets hay in field in winter and when she stands for long groom on yard, not in budget but raided misc change pot at home and have enough to cover it

Baldybear

Another £3 received from a survey site so sent that straight away to CC.

More survey money redeemed at lunch time but prob take a while to land.

Slowly all adding up

NoOneAround

Hi Baldybear , well done on the surveys....I tend to give up easily ...hate it when you spend 5-10 mins then it says you don't fit the criteria I have little dribbly bits of rewards on several sites - just wish there was a way of amalgamating!
x

Baldybear

Good morning

NoOneAround I hate doing surveys they are mind numbling boring, nearly as bad as ebay but they keep the pennies rolling in so I will persist.

Good weekend. Friday went shopping £78 spent but with vouchers I had got total down to £57 so just over half of monthly spend, should hopefully be under this months budget

Saturday had a very lazy day but did sort out my wardrobe, completely decluttered, few bits given to sis and mum and a massive pile for ebay. Was NSD and had dinner from freezer.

Sunday another NSD, had hossie trainer but money already put aside, gave hossie good groom. Came home did a load of surveys and ebayed. Few items sold last night, ready to post in next few days. A few more with bids on already so all going in the right direction

£15.25 withdrawn from paypal this morning for weekends ebay sales so that has been sent to Sains CC

For those that read and are still interested here is hossie on sunday, she was very fresh so my trainer long reined her, she calmed down and then we talk for walk. Here is vid of her having her toddler tantrum https://www.facebook.com/video.php?v=10153244657291982&set=vb.838466981&type=2&theater&notif_t=video_comment

Baldybear

Good morning

Small spend day of 50p on car park for doctors, finally got right letter so off to do battle with private healthcare today.

£7.37 min payment to Sains CC out of bank, my expenses have landed to so another £134 to the card - new total £195 Have updated signature and looks much healthier.

Few more bids on ebay so that will be good for payments next week. NSD today, lunch bought in and dinner from freezer.

NoOneAround

Well done on the Sainsb CC :T
xx