Changing for good...a new start!

Baldybear

£9.60 made at cash for clothes, so only £6 to find for the farrier, pleased with this, a little bit more space made in my house

Baldybear

Good morning

Blood tests yesterday, some more on friday hopefully finally can get to bottom of health problems, we wait and see! £3 for car park yesterday (the min stay cost) will be another £5 or so on friday, got loose change in purse, will have to use some of the £9.60 for friday, will have £5 left tho so not all wasted.

Small bid on ebay hoping it goes up in price but all helps. Waiting for some survey money to land, will really help boost the insurance fund but taking ages to come, taps desk impatiently!

DebtFree2012

Fingers crossed for good health and you get to the bottom of any issue

Baldybear

Good morning, payday, friday and day off

Had blood tests this morning, been stabbed 4 times, ouch but hopefully results soon, all to do with underactive thyroid and feeling knackered 24/7 but getting there slowly, am grateful got private healthcare at work so not having to fork out extra and wait to long

So payday, worked out new budgets, if can stick to it all will be able to reduce overdraft by another £100 this month, watch this space. So with new budget worked out what I dont need for council tax/water rates this month and transferred to savings target, now stands at £225.68 Still waiting for survey money to land, sigh, but when it does arrive will boost even more, over half way there so pleased.

Have paid of my Sains CC from the other day so shouldnt occur interest. Got cash out today for hoss trainer and farrier for month, but due to having some cash at home left over from cash4clothes etc only needed £10 for farrier instead of £25 so £15 budget saving already. Hope to be able to stretch this out, but you never know what happens so will keep a close eye on it all.

Not much planned for weekend, babysitting my nephew but prob some more tidying around the house a bit and some ebaying.

Off to do small signature update as keeps me motivated.

Baldybear

Good morning

Small survey amount landed £3 so sent straight to savings target, still waiting for the large amounts to come through, but its a few more pennies and hopefully will be earning me a few pence interest After a frosty morning at the yard about to do some ebaying, yawn, got 2 items that will sell this weekend

Hoss trainer down the yard this morning, seeing someone else but had bought a few saddles down to try, hossie is 16 and half medium. So now need to look out for a saddle. Not that I have any money but thats another challenge. May have sold old saddle, waiting to see if it fits ok, will need re-flocking so if ok its an extra £50 in the pot, watch this space.

Baldybear

Good morning world

So 3 items sold last night, 2 have been paid for and £5.99 sent across to my savings. Checked my savings target and once the survey money lands, my council tax and water rates for march land am only short of £128 Got until August to find this as thats when my last insurance money is due for payment so will have reached target way before then, super pleased.

Will mean that shortly can start on the holiday target and back to debt busting

Lunch out with friend today but got voucher so free!

DebtFree2012

Doing well BB

Baldybear

Afternoon, Thanks DF2012 getting there First lot of outstanding survey money has landed so £20 straight to savings, new updated signature, maybe getting slightly OCD about this but super pleased as not even February yet and have managed to save £253, woohoo, just need to keep going like this and will be able to achieve all more targets and hopefully more.

DebtFree2012

And so you should be

Baldybear

Good morning, its wednesday we are half way through the week!

So bad news just spent £10 on lottery, dont do it that often, you never know. Good news put in some expenses, already paid out of last months budget, just under £10 so cancels out my lotto spend Got some more cash4clothes sorted so of to take them at lunchtime.

Friend is going away so am going to look after her hossies for next few weeks, its not at same yard so a bit of a drive for a few days, have to probably do at lunchtimes, but she said she will pay me for some of the days, not that I expect as know she would help me out, but will be nice and cover extra fuel and a little bit extra