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Spent 4 years pretending it's all OK

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  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,401 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi NOA! I commented on your diary probably ten years ago now. You must have still been bookmarked though 😀. So much happened to me around ten years ago so I'm not sure if I did post very much on here but I quietly read lots and tried to keep up. I'm back after a long hiatus too. I hope all is okay even with all the ups and downs that life brings ♥️.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • mumtoomany
    mumtoomany Posts: 1,547 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, NOA. I spent several hours yesterday reading your diary, end to end. Although it's not the end yet, obviously. I was cheering you on, suggesting options, agreeing and disagreeing with your choices, willing you to take the job knowing that covid was coming. 

    Well done so far, you seem to be relatively unscathed by this experience. Please come back on and tell us the rest of the story. 

    Hugs to all your family, mumtoomany.xx
    Frugal Living Challenge 2025.


  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Good to have you back! It sounds as if things have moved on a fair way! It will be good to hear more when you have time.
    Lovely to see you are still here Cherry! Just popped in to write a few lines but had to reread last few pages of my own diary  to see when /where i'd left things at...so no updating today!
    NOA 
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Welcome back! Glad to hear DD and DS are doing well. Look forward to hearing about the updates when you have time!

    DSL 
    Thanks DSL  :):smile:
    It feels a bit like coming home -  I didn't really expect to see many hellos! Am psyching myself up.....
    NOA xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    jvr said:
    Well Here I am again! I think there are still a few people around that I may have known from before...please say hello if you recognise me  :) 
    I don't know where to start and I don't have much time tonight but i'll be back next week. So much has happened, so many ups and downs and much sadness, but I've survived.
    Mortgage is paid!!!
    DD is happy and working and independent!!!
    DS is happy and working and independent but living at home now!!!
    Debts are down to approx £30K (down from £72K I think) and ongoing, 
    In a different phase of my life now...
    Love to everyone that supported me from when I first came here in 2014  <3

    Hi NOA, you might not remember me from wow maybe 7 years ago! Just came back to the forums and first thing i saw was yours, nice to see a name I recognise
    Hello jvr !
    I do remember you :) and likewise, its really nice to see names I recognise!
    NOA xx

    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi NOA
    I remember you and your thread was still in my bookmarks! I’m thrilled to hear your mortgage is paid, I have 15 months left on mine. 
    Glad the young’uns are doing well and you sound positive.  Looking forward to your update.
    TCC
    Welcome back 🥰🥰🥰
    Thank you TCC and Dawnybabes!
    I'd forgotten how lovely it was here on this forum - lovely to see you both and thanking you for saying hello again - trying to work out where to start!
    NOA xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi NOA! I commented on your diary probably ten years ago now. You must have still been bookmarked though 😀. So much happened to me around ten years ago so I'm not sure if I did post very much on here but I quietly read lots and tried to keep up. I'm back after a long hiatus too. I hope all is okay even with all the ups and downs that life brings ♥️.
    I remember you too DFW321! Thank you <3 Isn't it funny how we seem to drift back  to these pages... it's making me feel quite emotional...
    NOA xx  
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,842 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi, NOA. I spent several hours yesterday reading your diary, end to end. Although it's not the end yet, obviously. I was cheering you on, suggesting options, agreeing and disagreeing with your choices, willing you to take the job knowing that covid was coming. 

    Well done so far, you seem to be relatively unscathed by this experience. Please come back on and tell us the rest of the story. 

    Hugs to all your family, mumtoomany.xx
    Wow...Thank you mumtoomany...Can't believe you read all my rambling pages...thank you for taking the time.
    I might need to do that one day, to remind myself of where I've been  - as I just saw that i got my 10 year badge on this forum. 
    NOA xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Cherryfudge
    Cherryfudge Posts: 13,265 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm so sorry NOA. What a horrible time you've had, and still too close to it, I suspect, for the good memories to come to the fore. It's good you have got to a place where you are able to come back on here and explain, but it's clearly been a long, hard time and must have taken its toll.

    Don't feel you have to be upbeat for the sake of it, I am sure people will want to support you through the hard times as well as the good ones. x

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
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