Spent 4 years pretending it's all OK

Cherryfudge

Hi! Nice to see you again, how was Christmas?

You've had an eventful time. The slipped disc must have been a nuisance as well as a pain, I hope it stays stable. Well done for not letting things drag you under!

Only three years to the end of mortgage! We paid ours off just before the first lockdown and it's such a nice feeling. You will be there soon enough too.

Fortune_Smiles

How lovely to see you NOA - looking forward to hearing all your news.

Fortune x

NoOneAround

Cherryfudge said:

Hi! Nice to see you again, how was Christmas?

You've had an eventful time. The slipped disc must have been a nuisance as well as a pain, I hope it stays stable. Well done for not letting things drag you under!

Only three years to the end of mortgage! We paid ours off just before the first lockdown and it's such a nice feeling. You will be there soon enough too.

Fortune_Smiles said:

How lovely to see you NOA - looking forward to hearing all your news.

Fortune x

Thanks Cherry and Fortune 
I've let go of the reins a bit when it comes to keeping on track, over the past 18-20 months I've only just managed to keep on top of things that absolutely need doing. The slipped disc was a really nuisance as it meant I couldn't really do anything much (not stand for too long, not sit for too long, no gardening to speak of, no lifting/ carrying etc. I kept going to work though and it helped keep vaguely mobile. I now fairly regularly manage 7-8K steps a day and maybe 10K a day once a week (not brisk walking, but just in the course of going about daily life). Long story, but it was impossible to see anyone face to face because of pandemic. If it hadn't been for my garden, I don't know how i would have coped with lockdowns.

Because priority needs were being met I haven't got an up to date spreadsheet of current finances. Sticking with the job was the right decision - I was paid throughout even whilst on the furlough rota. It means we have managed to save towards the interest only part of the mortgage. Before work starts up again, 4th Jan, I need to start some urgent tasks, so that its not stressful once i get back to work.
1) Tax returns by end of Jan
2) Contact creditors to update IE (I've been ignoring their reminders for 3-4 months) my head is not in the right place
3) House insurance renewals will be due end of Jan too
4) I still have personal admin stuff to deal with that is long overdue and is now quite urgent.

Re: nicer stuff I did take up photography during lockdown and have got quite addicted -all nature related - even using a social media account (under a non personal username) to record it all!

Happy New Year everyone, let's hope it's a good one.
NOA
x

Fortune_Smiles

Well done NOA - even keeping on top of the basics is tricky when you're so incapacitated.  Small steps and you'll be back where you want to be before you know it.

Fortune x

NoOneAround

Well Here I am again! I think there are still a few people around that I may have known from before...please say hello if you recognise me   
I don't know where to start and I don't have much time tonight but i'll be back next week. So much has happened, so many ups and downs and much sadness, but I've survived.
Mortgage is paid!!!
DD is happy and working and independent!!!
DS is happy and working and independent but living at home now!!!
Debts are down to approx £30K (down from £72K I think) and ongoing, 
In a different phase of my life now...
Love to everyone that supported me from when I first came here in 2014 

Cherryfudge

Good to have you back! It sounds as if things have moved on a fair way! It will be good to hear more when you have time.

DrSpendingLittle

Welcome back! Glad to hear DD and DS are doing well. Look forward to hearing about the updates when you have time!

DSL 

jvr

NoOneAround said:

Well Here I am again! I think there are still a few people around that I may have known from before...please say hello if you recognise me   
I don't know where to start and I don't have much time tonight but i'll be back next week. So much has happened, so many ups and downs and much sadness, but I've survived.
Mortgage is paid!!!
DD is happy and working and independent!!!
DS is happy and working and independent but living at home now!!!
Debts are down to approx £30K (down from £72K I think) and ongoing, 
In a different phase of my life now...
Love to everyone that supported me from when I first came here in 2014 

Hi NOA, you might not remember me from wow maybe 7 years ago! Just came back to the forums and first thing i saw was yours, nice to see a name I recognise

triple_choc_chip

Hi NOA
I remember you and your thread was still in my bookmarks! I’m thrilled to hear your mortgage is paid, I have 15 months left on mine. 
Glad the young’uns are doing well and you sound positive.  Looking forward to your update.
TCC

dawnybabes

Welcome back 🥰🥰🥰