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pregnant with no home

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This week I discovered I'm pregnant at 32 for the first time.

My current situation is that I live in my boyfriends parents guest room as I couldn't afford to private rent for both of us anymore. I have since discovered that we cannot stay until March as initially planned.

So I suggested looking for a small home to mortgage as I thought we were both saving. I have managed nearly 12k altogether but he has only managed £100 and nothing off of his debts. I am angry because now I have to go back to private renting with a partner and child to pay for.

I am really do not want an abortion. I just don't see where I'm going to go from here. My family are as bad with money as my other half so no help there.

Any advice I would be grateful for but I get there's no way out at all is there.
SPC#19 - 7-£666.54, 8-£489, 9-£264 10-£376 11- £305.8p 12 £329 13 - £315 14/£214 15 £177 16 £253 SPC 17 £0 of £250

Swaggers - 2015/£285, 2016/£270, 2017/£460, 2018/£420, 2019 / £183, 2020 / £226, 2021/£135, 2022/£
«13456

Comments

  • Caroline_a
    Caroline_a Posts: 4,071 Forumite
    Why are you paying for him?
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    hickles69 wrote: »
    This week I discovered I'm pregnant at 32 for the first time.

    My current situation is that I live in my boyfriends parents guest room as I couldn't afford to private rent for both of us anymore. I have since discovered that we cannot stay until March as initially planned.

    So I suggested looking for a small home to mortgage as I thought we were both saving. I have managed nearly 12k altogether but he has only managed £100 and nothing off of his debts. I am angry because now I have to go back to private renting with a partner and child to pay for.

    I am really do not want an abortion. I just don't see where I'm going to go from here. My family are as bad with money as my other half so no help there.

    Any advice I would be grateful for but I get there's no way out at all is there.


    How many weeks pregnant are you?
    The good news is that you have the remainder of your pregnancy to find a suitable private rent that you can afford. Also, your boyfriend can use the remaining time to pay as much as possible off his debts and maybe even save some.
  • tea_lover
    tea_lover Posts: 8,261 Forumite
    Can you get a mortgage on your own?
  • jaylee3
    jaylee3 Posts: 2,127 Forumite
    1,000 Posts Combo Breaker
    Are you on any housing list hun? (social housing) Or if you want to buy but can't afford it just yet, have you tried something like a company that lets you rent a property for a while, with a view to buying it later. Like

    http://www.ewemove.com/rent-now-buy-later/

    OR

    http://www.inreach-homes.co.uk/

    OR

    http://www.irwellvalleyha.co.uk/content/1240/rent-now-buy-later.aspx

    It depends where you live of course, but most counties in the UK have some organisation that offers something like this.

    Don't have an abortion if you want the baby, just because of this situation.

    Good luck :)
    (•_•)
    )o o)╯
    /___\
  • hickles69
    hickles69 Posts: 970 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Caroline_a wrote: »
    Why are you paying for him?

    He contributed when he could but I thought he was clearing his debts.
    SPC#19 - 7-£666.54, 8-£489, 9-£264 10-£376 11- £305.8p 12 £329 13 - £315 14/£214 15 £177 16 £253 SPC 17 £0 of £250

    Swaggers - 2015/£285, 2016/£270, 2017/£460, 2018/£420, 2019 / £183, 2020 / £226, 2021/£135, 2022/£
  • hickles69
    hickles69 Posts: 970 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    WantToBeSE wrote: »
    How many weeks pregnant are you?
    The good news is that you have the remainder of your pregnancy to find a suitable private rent that you can afford. Also, your boyfriend can use the remaining time to pay as much as possible off his debts and maybe even save some.

    I'm not sure but think about 5 had trouble registering with a gp. I have to be out of this house by end of November. Rent is about £800 a month here so all my savings will be gone in no time. He wouldn't even let me have a £2 coin yesterday cos that will render him skint apparently.
    SPC#19 - 7-£666.54, 8-£489, 9-£264 10-£376 11- £305.8p 12 £329 13 - £315 14/£214 15 £177 16 £253 SPC 17 £0 of £250

    Swaggers - 2015/£285, 2016/£270, 2017/£460, 2018/£420, 2019 / £183, 2020 / £226, 2021/£135, 2022/£
  • Does he work, and if not, why?
    From Poland...with love.

    They are (they're)
    sitting on the floor.
    Their
    books are lying on the floor.
    The books are sitting just there on the floor.
  • hickles69
    hickles69 Posts: 970 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    hickles69 wrote: »
    He contributed when he could but I thought he was clearing his debts.

    I don't think so as a 2 bed here is £200k and now I'm pregnant with the new rules it would be a no I imagine
    SPC#19 - 7-£666.54, 8-£489, 9-£264 10-£376 11- £305.8p 12 £329 13 - £315 14/£214 15 £177 16 £253 SPC 17 £0 of £250

    Swaggers - 2015/£285, 2016/£270, 2017/£460, 2018/£420, 2019 / £183, 2020 / £226, 2021/£135, 2022/£
  • hickles69
    hickles69 Posts: 970 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    jaylee3 wrote: »
    Are you on any housing list hun? (social housing) Or if you want to buy but can't afford it just yet, have you tried something like a company that lets you rent a property for a while, with a view to buying it later. Like

    http://www.ewemove.com/rent-now-buy-later/

    OR

    http://www.inreach-homes.co.uk/

    OR

    http://www.irwellvalleyha.co.uk/content/1240/rent-now-buy-later.aspx

    It depends where you live of course, but most counties in the UK have some organisation that offers something like this.

    Don't have an abortion if you want the baby, just because of this situation.

    Good luck :)

    thank you I have never heard of this. I've been on social housing list since 2010 I'll have a look. Thank you. I am not sure what I want baby wise so panicked about the housing situation.
    SPC#19 - 7-£666.54, 8-£489, 9-£264 10-£376 11- £305.8p 12 £329 13 - £315 14/£214 15 £177 16 £253 SPC 17 £0 of £250

    Swaggers - 2015/£285, 2016/£270, 2017/£460, 2018/£420, 2019 / £183, 2020 / £226, 2021/£135, 2022/£
  • kev25v6
    kev25v6 Posts: 242 Forumite
    Part of the Furniture 100 Posts
    Sounds like he not worth hanging around for to be honest. I'd be looking at options of moving out without him and claiming csa from him. Single working parents get a lot more benefits wise than as a couple.
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