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Time to stop dreaming and wake up to reality ...
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Just randomly pick a diary and you'll see that we all get discouraged. Just focus on what you've achieved and hang in there.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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in_need_of_direction wrote: »Just randomly pick a diary and you'll see that we all get discouraged. Just focus on what you've achieved and hang in there.
Thanks !! I do know your right and I read plenty of diaries which show the ups and downs of the debt free journey.
I've managed a small overpayment of £4 today which is a bit extra i guess it really does all count.
The Weekend has been great so far days off work are so precious I love my family time
LBM £17,920 - 01/08/14
01/10/14 - £17,195 4.04% cleared
Tesco loan £9000 Overdraft £2500
Barclaycard CC £3365 MBNA CC £900
Mint CC £540 Next [STRIKE]£320 [/STRIKE] £0 Very £8900
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