Time to stop dreaming and wake up to reality ...

DollyDreamer

Yesterday was a very lazy day ahead of a hectic weekend !!!
I'm fully expecting to be flying by the seat of my pants from now till Sunday evening but it's all fabulous things which are tying up my time so there are definitely no complaints from me

It should be a pretty reasonable weekend spendwise so I will be steadily staying on track since my last derailing I'm currently plodding along fairly well without too much of a problem - determined to keep it up this time the feelings of falling off are so consuming and guilt ridden I actually felt physically sick something I never want to subject myself to ever again

Right enough of that back to positives onwards and upwards have a wonderful weekend every one

DollyDreamer

Morning well it was a lovely weekend but so busy I feel like I haven't actually had one and now I am in need of rest not work !!
Saturday was a NSD and yesterday was just a little spend on snacks as we were out all day it was a pretty cheap MSE weekend all in all.

Hopefully I'll be back to catch up on diaries later

DollyDreamer

It's been nice catching up on some diaries and starting some new ones ! I really could spend hours on here just reading about others and there journeys.

Yesterday turned out to be a NSD which cheered me up I like the fact I can see more each day just how much I used to fritter away only in small amounts £3 here £5 there but the cumulative cost is incredible !!

This weekend I'm planning another ebay bash I certainly need to then what doesn't go I can car boot following weekend I like a plan

DollyDreamer

Evening all ! Well I am really starting to notice the change in the season approaching fast the nights are getting darker and cooler. I love lighting my candles and snuggling with kids on sofa.

Today I started my Christmas shopping just a few treat bits I figured if I buy a bit of food now every week towards the nice extras we only have at Christmas then we can still have them and I won't notice the money going. We are never excessive but it's part of our Christmas having certain things

I haven't managed any over payments this week thanks to my earlier foolish behaviour in the month but hopefully I'll be back on track ASAP and paying some more off !!

DollyDreamer

GOSH its been nearly a week I am terrible !! I have had every intention of updating but then things have cropped up and I kept putting it off till later and well here I am finally after days.

Things have been plodding along ok I have had a couple of NSD and importantly I have managed 2 overpayments to come off my challenge which combined equal £105 I feel great about making the extra after what can only be described as a totally hellish second month :eek:

I have struggled and gone backwards its been a rollercoaster to say the least but I am still here still resolute and determind it was a blip and nothing more. Everyone has a blip mine is out the way early on now its time to focus so I am going to try extra hard to update daily or at least every other day. That will be my personal October challenge help keep me on track and up to speed.
On a personal level I have been having wonderful family time which I always cherish.

1 debt v 100 days- Day 24 £228/342 Leaves £114

DollyDreamer

Today has been a busy one work wise I feel like I just need to flop on the sofa and curl up with a book even tv is to much noise !

I've spent a bit today but nothing that's going to break the bank and my house was in need of some new cleaning products so it was unavoidable. I'm Going to spend the next few days thinking about how I plan to move into October on the debt busting front. I feel like the grizzly bear is growling a bit too loudly atm.

DollyDreamer

Weekends seem to fly by time is fast disappearing and I'm feeling impatient :mad:
I want results now, why do we not realise how long it takes to pay all this money back when we are spending it in seconds !!
I can't decide if making smaller more regular payments or bigger chunks less frequently is better ?!? What do you guys think ? Any advice would be helpfully received.

Today has been a NSD I seem to do quite well with these. I've got lots of birthdays coming up this next month so I'm bargain hunting which I'm looking forward to.

I really need to think about ebay again as well still stuff to list although not as much because I keep giving bits to charity

DollyDreamer

Well here I am several days late but I guess better late than never and I am at the end of month 2 !! To say it has been a tough month is the understatement of the year and I have cried and screamed and fallen off the wagon It truly has been terrible for me luckily I havent let it totally derail me so here is my signature record and its onwards and downwards with the grizzly bear for the month ahead

LBM £17,920 - 01/08/14
01/09/14 - £17,490 2.39% cleared
Tesco loan £9000 Overdraft £2500
Barclaycard CC £3400 MBNA CC £900
Mint CC £590 Next £320 £0 Very £1100

I have got to realise that I am not going to get much cleared between now and the New Year I am going to pay as much as I can and I am determined not to run up anymore that is the most important lesson I have to learn between now and 2015.

On a positive I have started the month well and managed an overpayment today towards my challenge of £100

1 debt v 100 days- Day 33 £328/342 Leaves £14

monz

You have came so far!!!:) Definitely following x

DollyDreamer

monz wrote: »

You have came so far!!!:) Definitely following x

Thanks Monz !!
Well a few days away again I'm just off the boil at the moment things feel all bogged down. I managed another overpament on Monday of £17 which has made me happy as I've completed my challenge

1 debt v 100 days- Day 36 £342/342 Leaves £0:j

I have decided as this has kept me on track to do another one so once I make my next overpayment that will be day one.

My motivation seems to be waining right now do many people go through this ?!?:mad: