Time to stop dreaming and wake up to reality ...

DawnW

Well done on the £40 overpayment :T

Hope you sleep better tonight x

DollyDreamer

Hi everyone I have been away a few days and it was going great I was busy then I fell and boy did I fall in super c*ck up style !! yes right off the wagon and I gambled
I feel sick and I know I only have myself to blame but right now I feel worse than at my LBM and disgusted in myself for being such a silly fool.

I had 3 NSD whilst I hadnt posted and I made an overpayment but all that means nothing with the totally stupid mistake I have made.

Needless to say I have closed all accounts and put on blocks so I can not get close to even having the opportunity to fail again I want to cry but I know I need to use this to force me to change for good .... Im not a bad person I just lost my way :(:(

1 debt v 100 days- Day 8 £73/342 Leaves £269

in_need_of_direction

As my friend's mum said, the only mistake you make is the one you don't learn from. Sounds like you've learnt so it's time to move on.

DollyDreamer

in_need_of_direction wrote: »

As my friend's mum said, the only mistake you make is the one you don't learn from. Sounds like you've learnt so it's time to move on.

Thanks that means so much right at this moment !! I feel very alone and very unhappy but I am determind to get up tomorrow morning and pick up where I was before I messed up :mad:

At that point I HAVE to forget this because beating myself up wont change it and will just make me feel terrible .... I am going to try and relax and just switch off mentally tonight

in_need_of_direction

Sweetie there's no one on here who hasn't been derailed by something. There are also lots of success stories from very ordinary people. Just keep reading and posting and you'll get there.

DollyDreamer

in_need_of_direction wrote: »

Sweetie there's no one on here who hasn't been derailed by something. There are also lots of success stories from very ordinary people. Just keep reading and posting and you'll get there.

You are very kind and I am very grateful with the help and support of people like you I know I will get there:T

Today I have tried hard to put my foolishness to the back of my mind and start again.
With this in mind I have thought about finally setting my realistic debt free date to aim for and I think/hope it will be no later than JULY 2017 - Seems a lifetime away right now but I know I can alter it if need be.
Overpayment for today of £50 which is fantastic and it clears the first BNPL on the Very account which has saved me interest it has also started the next BNPL and most importantly its edged me closer to my targets

1 debt v 100 days- Day 9 £123/342 Leaves £219

DollyDreamer

Feeling better tonight a nice long bath and then I am going to curl up with my book which will be lovely !

I am currently reading all the books I have and then passing them on to others - keeps me out of trouble, clears house of some clutter and then others benefit as well

I keep thinking about Christmas and how I will stay on track whilst still having a fab family time - plan needs to be hatched on this one I think !!

DollyDreamer

Well I'm now a couple of days post falling off the wagon and thankfully I am most definitely back on it. Thanks to good advice and support. Yes I still feel annoyed but I've decided to leave the emotions behind and move on because it's done I can't change it and dwelling isn't going to help me move forward !!

Today was a NSD which is pleasing tomorrow will mean parting with some pennies but all budgeted for.

I'm looking forward to the weekend got lots of wonderful family plans and I can't wait :j

Right my bed is calling so I'm off take care everyone !!

in_need_of_direction

How's things with you?

DollyDreamer

in_need_of_direction wrote: »

How's things with you?

Hello !! Lovely to hear from you How are you ?

I'm good thank u had a nice day caught up with a friend and then tonight had a long bath and pampered myself with a face mask it's been a day of bliss ...
On the debt busting front no overpayments but fingers crossed I might manage another one next week !!