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A little penguin's ramblings!

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  • We've had an offer accepted!!!!!!! wahoo!!!! :):):):)
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • We're starting to get things sorted to get the ball rolling on the house now. OH is going to deal with most of the financial/mortgagey things because he understands them a bit more than I do. He does explain to me the things that are going on but I anticipate they'll get far more complicated before they make complete sense to me!! So we're on a proper tightening of the purse strings now! A letter from my dad has been written about the deposit, all but my first payslip (which I won't get until next week) have been sent to the mortgage broker and to keep me totally involved OH has tasked me with writing lists! Now I just need to work out what will have to be on each list!!

    Today has been spendy but only because we're having a fuddle at lunchtime tomorrow, so I took the opportunity to get drinks for camp at the weekend (Pepsi on half price) and some soup. I've also put money into a collection at work. But that should be it for spending now until Friday (which will only be because I won't have time to sit down for tea!)
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • YAYYYYYYYYYYYYYYYYYYYYY!!! Congrats on the igloo news!!! Your own snug little igloo for the winter. Fabby news OH, smooth negotiating skills there!!

    Lists are good. A list of all the things you have, firstly. All the things you don't have but NEED. Another list of those you don't need but WANT. And so on. ;) I read today it costs approx £8000 to set up a new home :eek: furniture etc!!!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    :snow_grinFantastic igloo news (snowman in lieu of igloo!)

    Start with a list headings and work from there (or use the teacher's favourite... A mind map :) ). Maybe work on a room-by-room basis as to what you will need to do, what questions you need to ask and what you will need to buy etc.

    Questions like;
    1. When was the boiler last serviced?
    2. Is there an instruction manual for working the boiler (setting temp and time)?

    A list of companies to notify about your change of address.
    A list of suppliers to research (electricity, phone etc).

    The 'job of lists' is highly skilled!!
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • I have already created (handwritten) sheets with headings Nintud I didn't do a questions to ask one though. Will create that tomorrow!

    Fortunately we have lots of things we can use for now and table and chairs offered by OH's mum. The most necessary thing will be a bed!
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • My list of questions to ask is growing! Today's questions...what do I put in which bin? and when is bin day? All because I was walking past a long row of wheelie bins awaiting emptying on my way to work this morning. I think this list may end up at least the length of my arm!
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • My weekend is over before it has begun! I'm heading off on District camp with my cubs tonight. Been home half an hour, leaving again in 15mins!! Hope they behave and sleep tonight!!
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • Penguins, google your local council for the area you are moving to. And they should show bin collection dates and number of bins etc on the website. If not, you can call them and ask them to send a card out to the new address showing the timetable!

    Enjoy the cubs weekend! Madness...

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • The weekend was crazy and I'm struggling to keep going this week. I had 2 cubs sick in the night so got very little sleep all weekend (not that i thought I'd get loads anyway!). On Monday night I was asleep before tea and then did nothing after. Yesterday we met with the mortgage advisor and signed on the dotted line. The application has gone in today and we're now playing a waiting game! But right now I must sleep!!
    NSDs January - 3/8 2017 total - 3
    declutter challenge 67/2017
    Goodreads Challenge 0/30
  • Oh that sounds like a manic weekend. I struggle with one kid, let alone dozens! Hope you have recovered after this weekend!

    Any news on the mortgage?!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
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