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Life begins again at 45

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  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    Hello BM :). I've subscribed to your diary. Great to see Beanie on here too. We are new to the world of disability and PIP - Mr SA has lymphoma in his brain, diagnosed last year, the biopsy caused a brain bleed and the combination of both have left him disabled mentally and physically. He was a roofer and has always worked hard so our world has changed quite drastically. You sound like me always trying to keep cheerful through adversity and I will look forward to your updates. Weather is awful here today too, I am in East Midlands, typical bank holiday weather.

    Thank you for your lovely words, so sorry to hear about your OH. I appreciate the journey you are all having is very hard. I'm reading Jane Lapotaire book "Time Out of Mind" at the mo, its her journey recovering from a cerebral haemorrhage. As as OT I understand the medical journey, her book re tells the social consequences. Change in personality, loss of friends and way of life. Sending you all lots of hugs x

    I do try and say positive... But don't be deceived I have my :eek: moments as well... See Part Two :mad: of today's instalment in a bit.
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Sun_Addict
    Sun_Addict Posts: 24,356 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I also lost my dear mum 14 years ago (to a brain tumour can you believe) and really miss her at times when I need her most for support like last year. I've got friends who still have both their parents (some even still got grandparents!!) - they're so lucky.

    And like you I have loads of unread books to get through. I think this is a very common thing when you talk to people.

    I'll be back later for your Part 2, hope it's nothing bad x
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Part 2 - and I was in the shower - fuming that I hadn't been paid ....... And feeling really unloved and useless.... Have you heard the word catastoihpsing :rotfl:

    So I decide to pick up the phone to HR and to be fair the young lady on the other end she was helpful and I was swinging between biting her head off "it's a fit note it changed 3 years ago" when she referred to a sick note.... The current one apparently not having reached payroll. And in tears.

    I am inwardly very angry and feeling let down by my employer. They are a leading mental health charity, but have not got their head around physical stress at work, and ironically are causing mental health stress. They have now had my OH report for three weeks, and are apparently according to the absence policy looking for redeployment, but nobody has talked to me about what sort of role I could manage, ironically they use the recovery model, which advocates the client is is an expert in their condition.... So far everyone else is the expert.

    I am awaiting for a stage 3 meeting.... I am convinced they are hoping I will resign first....

    Apologies if this rant is repeating.... Needed to just write it down.

    So I ended up in a roman emperor coffee shop eating life affirming egg sarnies and cheese crisps.... A great brunch to restore sugar levels and calmness

    Then to collect my we varifocles and felt at sea !

    I keep having to tell myself, I am not useless, I need to keep going to the end of the process and this is all meant to be...
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Sun_Addict
    Sun_Addict Posts: 24,356 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are not useless. Don't give up keep putting one foot in front of the other. Employers are great until you have a problem, then they don't want to know. Then you find out you're just a "bum on a seat". When everything was kicking off with Mr SA last year the people I work with were fantastic, the people I work for were only interested in me not taking time off. Hope things get sorted soon. Keeping this diary will be good for you so rant all you like. It helped me no end last year and still is. I got (and still get) some wonderful support. They're a lot of good people out there in MSE diary land.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • suse*
    suse* Posts: 303 Forumite
    Sixth Anniversary Combo Breaker
    Looks like you're off to a good start. I applied for pip last year, it is worth reading up on the descriptors, as that is what it is assessed against rather than by conditions. Also it can take a good 6 months to get processed though so isn't a speedy way to get money. It is worth doing a request to the doctors to get a copy of your notes for £10 before you phone up, as then you will have all the info to send with the form. If you can get the OT or anyone else to write a letter for you to it all helps.

    I to have always moved jobs, and just have been lucky I ended up being able to work from home at times when I've needed, so no one can see then the days I can't get dressed etc :)

    It might be worth doing a soa to see if there is anything you can cut back on or see what offers people know of. I too get pedicures as I can't do my feet that well. It might be worth checking the local colleges because if they do beauty courses they need people to practice on so charge a lot less. It is normally in the day though but while you're off work it might help with the pennies.

    You might be able to get a freedom pass too if you're based in london or have a look at this as well. https://tfl.gov.uk/forms/12387.aspx
    [STRIKE]Original Mortgage 07/07 £160000 LTV 100% [/STRIKE]Remortgaged 10/13 £118000 LTV 84%
    Outstanding 02/12/14 £107652.40
    LTV 76%
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    suse* wrote: »
    Looks like you're off to a good start. I applied for pip last year, it is worth reading up on the descriptors, as that is what it is assessed against rather than by conditions. Also it can take a good 6 months to get processed though so isn't a speedy way to get money. It is worth doing a request to the doctors to get a copy of your notes for £10 before you phone up, as then you will have all the info to send with the form. If you can get the OT or anyone else to write a letter for you to it all helps.

    thanks you make some good points, I am currently on lifelong DLA the PIPs predecessor, interestingly they originally said we would be reassessed this year for transfer to PIP.but because of the massive backlog timing is unclear. Yes, getting people to write letters is the way to go, I got my MP on the case for my DLA. I am also very prejudiced as an occupational Therapist myself I think our letters are worth their weight in gold, ironically I have not got one or a consultant, I was signed off at 14 :eek: 30 years ago.

    I to have always moved jobs, and just have been lucky I ended up being able to work from home at times when I've needed, so no one can see then the days I can't get dressed etc :). that's what I really want to do, but wanted the evidence that I ended this role due to my disability and so promised my GP and others than I will see it through to a conclusion. Nowadays they have to offer redeployment before terminating a contract on ill health.

    It might be worth doing a soa to see if there is anything you can cut back on or see what offers people know of. I too get pedicures as I can't do my feet that well. It might be worth checking the local colleges because if they do beauty courses they need people to practice on so charge a lot less. It is normally in the day though but while you're off work it might help with the pennies. the college is a great idea will look into it. We have a budgeting spreadsheet, have yet to do a SOA

    You might be able to get a freedom pass too if you're based in london or have a look at this as well. https://tfl.gov.uk/forms/12387.aspx
    oh how I miss my freedom pass, before I married I lived in GL, I do have a Disabled Rail Card, which is fantastic, but not a bus pass as the nearest bus stops are not accessible to wheelchairs/mobility scooters. Decided not to campaign as yet, as we are able to drive locally. Save energy for other fights....

    thanks for taking the time..... And I hope your sharing helps others reading my diary.....
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    You are not useless. Don't give up keep putting one foot in front of the other. Employers are great until you have a problem, then they don't want to know. Then you find out you're just a "bum on a seat". When everything was kicking off with Mr SA last year the people I work with were fantastic, the people I work for were only interested in me not taking time off. Hope things get sorted soon. Keeping this diary will be good for you so rant all you like. It helped me no end last year and still is. I got (and still get) some wonderful support. They're a lot of good people out there in MSE diary land.

    Thank you, have found your diary, and will eventually get to current, pets they are the most therapeutic thing in the word.....
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    You are not useless. Don't give up keep putting one foot in front of the other. Employers are great until you have a problem, then they don't want to know. Then you find out you're just a "bum on a seat". When everything was kicking off with Mr SA last year the people I work with were fantastic, the people I work for were only interested in me not taking time off. Hope things get sorted soon. Keeping this diary will be good for you so rant all you like. It helped me no end last year and still is. I got (and still get) some wonderful support. They're a lot of good people out there in MSE diary land.

    So agree.
    Keep plodding.
    Fall down 7 times, stand up eight :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So aqgree Bubbles with so much of what you say.
    We are encouraged to self manage & then when we do, in so many ways it goes against us.
    Mad/bitter~yes just a tad.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    ditto with beanielou and you bubbles - it feels like helping yourself you get kicked in the teeth and told you dont need DLA.

    Sounds like your going well with the stash busting and the book reading xx
    xx rip dad... we had our ups and downs but we’re always be family xx
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