NSK; The August Fairwell

mothernerd

£7.70 spent on travel, £2.50 taxi and all day anybus ticket. Saw health trainer, have put on another 2lbs (must stay away from the chocolate aisle - and stop mum suggesting chip shop dinners, I must eat 3 times as many calories on a Friday as on other days). I will definitely have to be in charge of food when we live together - her partner's newspaper keeps producing little booklets 'did you know such a thing has sugar in it?' Yes that's why there isn't any in my cupboards - you should have seen her face when i told her I had to read all the tiny writing on the packaging.

Two mini- food shops but coming out of September budget. Ten more things sold and 8 for the charity shop - tried to e-mail the label to myself so I could go to the library and print it off (our printer only scans) but no dice, so they are posting me a label. I have to take it to a collection point, but luckily little Arseda is one, so onto bus facing my house and off at stop facing store. garage is nearer but would be too far to walk with a heavy parcel. I had a pile of books but they only wanted 2 of them so had a mad scramble round to find more things to add to 2 books and 3 videos as they required a minimum of 10 items. Found another small pile and with some more rejected just made it to 10 - will decide what to do with rest later.

2 more de-clutter point as went back to old house to gather up newspaper and junk mail pile and binbag full of leaves to go in my recycling bins.

Small payment to a credit card (another £50). Must alter my signature, think I am on 12% paid off but don't want to jinx it - still waiting for one cc statement, don't want any nasty surprises. Paying the second half of the water bill is next, this cc payment is next month's payment, bill has been sent but not yet received (have figures on-line). I'm ahead is what I am saying.

Tired but happy (better when the painkillers start working). Today I am grateful for buses, for helpful bus drivers and patient car drivers - been going at snail's pace all day but everyone was solicitous and kind, no impatient honking.

speakingofart

Very early check in... trying to get my dissertation referenced before what will probably be a bit of a nightmare day at work - at least it's thursday. SFD yesterday and got an exercise session in as well.

SFD 15/12
Exercise 18/16
Food £85.06/ £150 (till 15th September)
Petrol £0/60

apple_muncher

I think that August has been hard for me as it is the first time I have had a full month at home with dd - both of us off school - since joining these challenges.

The budget has been squiffed because dh also did shopping, and paid for things.

I've already suggested to him that I get him a notebook for him to note his cc spends (often buys stuff for the PA at church and then claims it back), as we use his cc quite a lot, to get points. (to pay for our annual visit to leg0land!). And it sometimes takes him a while to reconcile the amounts.

If he agrees with doing that, I might then suggest he notes ALL his little spends in it too!

September is a new start. New goals. New focus. New challenge. New enthusiasm. New tightly-pulled purse strings. New eating habits. New decluttering. Bring it on mothernerd!

apple_muncher

Aldee £5 off voucher is out today in the Mirror.

Fmess

apple_muncher wrote: »

Aldee £5 off voucher is out today in the Mirror.

Thank you Looks like I'll lose my SFD but it'll be worth it

dolly84

apple_muncher wrote: »

I think that August has been hard for me as it is the first time I have had a full month at home with dd - both of us off school - since joining these challenges.

The budget has been squiffed because dh also did shopping, and paid for things.

I've already suggested to him that I get him a notebook for him to note his cc spends (often buys stuff for the PA at church and then claims it back), as we use his cc quite a lot, to get points. (to pay for our annual visit to leg0land!). And it sometimes takes him a while to reconcile the amounts.

If he agrees with doing that, I might then suggest he notes ALL his little spends in it too!

September is a new start. New goals. New focus. New challenge. New enthusiasm. New tightly-pulled purse strings. New eating habits. New decluttering. Bring it on mothernerd!

For me September is like New Year, when the kids go back to school I feel motivated to get everything done that I have let slide over the summer.

I'm not sure what we are doing today but the sun is shining so it may be a walk at the local country park this afternoon with a drink in the cafe. School starts on Tuesday for us so Monday will be spent ironing new uniforms and writing names in it all, sorting out school bags, lunch boxes etc.

Both kids have camps in September, music lessons start again, all the clubs they do start, football season and DD is doing the 11+ in two weeks:eek: and we have to do some more secondary school visits ready for making our choices in October - a busy month for us.

PheoniX

Hey gang :wave:

Hope you are well? Kat Glad to hear you are safe and sound.. I think your comment about feeling extraordinarily exhausted for no good reason is a bit of an understatement considering all youve done and the goals youve achieved over the last 2 years! Not long to go before you can step off this high speed treadmill and you can walk at a slower pace and enjoy the scenery :j

So, 2 spendy days declared.. Firstly, at Arseda, having shopped around for the cheapest cat food and litter for my step puddy tat and secondly, at a pre paid 'Arry Potter studio tour where the butter beer was not to be missed! :beer:

Ive been up since the crack this morning and worked on budgets. Glad to say the overdraft due to house improvements was cleared yesterday as it was payday and I should (if all goes to plan!) be able to put £300 towards the credit card at the end of the month.. Im a little wary of making the payment so soon in the month as I have often found that over ambitious payments always leads to being short of cash and going overdrawn later on .. This is a pattern I really want to avoid if I can help it!

Applemuncher and Fmess do the Aldee vouchers have a deadline to which they should be used? It might be worth losing another SFD on 2 newspapers

Hope you all have a great day,

Laters

:heart2: :wave:

MagicCat

Hello everybody.

Hope your Thursdays are going well.

SFD for me yesterday, hooray! Still need to get prescription though - may wait til Saturday to preserve my SFD.

Loveadove - hope you're feeling better.

Lilt - well done for exercise.

Mothernerd - sales and decluttering sounds like it's going well.

Speakingofart - you're up early! Hope busy day is good and you get done what you need to.

Applemuncher - thanks for the voucher tip! May be losing my SFD as well!

I agree that September feels like a good time for a new start - looking forward to it.

SFD – 8/12
Groceries 190/£190 (36.21/£20 buffer)
Petrol/parking 116.23/£90
Personal (prescription/toiletries etc) 12.68/£12
House 24.46/£25
Birthdays 101.00/£130
Car (MOT/insurance/breakdown) 510/£550
Social 38.50/£40
Dentist 15/£20
Exercise 22/25 Steps 149768/186000
Unbudgeted spend - B&B £68/meal 14.98

apple_muncher

Voucher is £5 off a £40 spend, valid till Thursday September 4th.

I only ever buy 1 paper as I don't usually plan to spend much over £40. But this time I shall use the car and ensure I spend enough - on NEEDED things, of course!

Calling14

Well lost my Sfd today hair dye BOGOF deal superdrug so good had to be done.

Good news on your re wiring Magic Cat bit cheeky aren't they if the wiring was only done in 2000? Suppose they are covering themselves.

Get well soon Loveadove.

Been to Drs this morning, feel happier now I have been, lots of tests Blood, stool next and given me something to ease my running to loo, phew at least I can go out and about now.

Well done Tiptoes on giving blood. Had my key chain and card today.

Roll on September, annoyed now wasting lot of food bought in and can't face it at moment. Apparently summer comes back next week woo hoo.

Kat must be getting excited now, braver than me.Good luck and hope it all goes smoothly.

Mothernerd well done on the de-cluttering. Off this afternoon so will look at what I can possibly sell. May sell my sewing machine as haven't used it the 5yrs been in my house.

Have spent a bit on my credit card this week, needed Petrol - out of Sept budget, but not paid yet.plus needed some essential food/toiletries so will be catch up month September. Hiding my credit card for the month not brave enough to cut up.