Better off Financially living apart or as a couple?

Scarlett1

djdoc1975 wrote: »

I wonder if things would have been different had i said

I'm moving back to be with them but the added money is a bonus, and would help out where it was needed.

Craig

yes it would have, the title seemed like you were asking would you and your partner be better off financially if you live apart thats why you got the response that you did, I think you living with your partner and being there for your son and his mental health is worth more than an extra few pounds someone can claim for living apart, I hope that you are receiving counseling and anger management and that it helps you to live as a family

petercarots

Scarlett1 wrote: »

yes it would have, the title seemed like you were asking would you and your partner be better off financially if you live apart thats why you got the response that you did, I think you living with your partner and being there for your son and his mental health is worth more than an extra few pounds someone can claim for living apart, I hope that you are receiving counseling and anger management and that it helps you to live as a family

It wouldnt have made any difference to me, someone asked me for help and I gave it, the original post was quite clear to me in that he wanted the best for his family, same as any of the rest of us

kelloggs36

forget about which way round you would be better off. That is what is wrong about your question - the situation you are in seems to be a minor thing really as your main concern was how you would be better off financially and you implied that you would make your choice depending on how much money you would get which in turn implies that your 'issues' are a sideline and not your major concern.

You need to sort yourself out first - don't worry about what you are entitled to if your circumstances were different. Once you are sorted, you will get what you are entitled to and no more - if it means you are worse off as a family, then join the rest of us who get nothing from the benefits system but pay all our taxes to help people like you. I could easily change my life to get benefits if I wanted to, but it isn't the right thing to do, you should concern yourself with what is rather than what can I get?

Graham_Devon

djdoc1975 wrote: »

Hi,

I currently live in my own council flat and my girlfriend lives in her flat (so 2 council places when people are desperate for these) with our 6 week old son. (Our, correct) I am starting part time work ( 16-20 hours a week). and want to know if we as a family are better off living apart or together. (I have been claiming so this working is going to upset things, how would we be better off financially from benefits....no mention of family here) she has a claim in for child benefit and is about to send off the form for child tax credit. she also recieves income support with a incapacity benefit top up totalling about £125 a week plus child benefit of £18.10 when it come through. I will be earning between £85 and £113 a week.

Would I be able to claim Working Tax Credit only working 16-20 hours a week

We are concerned about rent & Council tax costs if we live together. (not concerned about other issues until later when people had a go so you changed it)

Any help is much appreciated (apart from advice I dont like)

C & A

I'm sorry, but it had to be done. People are letting sob stories effect things.

You then said later on that it was your choice to only work part time so you get more time with your son / family. That's fine, excellent, but I do wish we all had that choice while living in 2 seperate council places.

The fact that you are worried about council tax issues suggests you do not pay this at the moment, as anyone in their right minds can see that one household is better than 2....well, for most of us.

My suggestion is simply that you do what we ALL have to. DONT take up two council houses because it suits. WORK full time like we all have to. MOVE IN so you can see more of your child. PAY council tax in one place like most of us have to.

This agression thing is no excuse. What you gonna tell your son when he starts questioning why mummy and daddy sleep over in different houses? That you thought you might slap him about a bit?

Get help for that and get is sorted....again, like we all have to.

You even said yourself 'I think I am entitled to it as I worked for 6 years'. Then you try and tell us it's a sob story and that it's better for you and your girlfriend and son if you all live apart, better for you to only work part time so you dont have to pay all these things we all do, better for you you have 2 houses as you'll get more money from our tax money....

I have no sympathy in the slightest.

Edinburghlass_2

I'll quote Martin's post to save anyone looking at the link I posted earlier.

Its about helping people get their entitlement! Not about benefits policy! This board is here for help and support for those on or looking to claim benefits, not for judgement.

Of course we all know the benefits system is a mess

Whatever you're political persuasion, we're all aware the benefits system is a mess. Whether its the malpayments of tax credits on one hand, benefit fraud on the other hand, or simply the fact that sometimes it doesn't pay to work - everyone has their grumble.

This board is here to help people with their money though..

Yet that isn't what this board is for. It's here to help people find out what they are entitled to under the current system, and to help them get it. Benefits do provide a lifeline for many, and this site is here to help people with their money, and not to judge. Of course, how to illegally defraud the benefits system shouldn't be discussed here, but ensuring you're getting your entitlement is exactly what its about.

Want to discuss the benefits system? Go to the discussion board

If you want to discuss the benefits system itself and issues around it, the appropriate place isn't here but the Discussion Board and even there, please remember courtesy and not to make it personal about anyone. This site's prime purpose it to help people with their money and I will always act to protect that.

Thanks for your co-operation

Martin

Graham_Devon

Thanks edinburgh....but are you telling us to only help if we promote fraud, and if we don't, just shutup?

I will be no part in helping people fraud the system. And I WILL say my bit if they are trying. It is afterall, my money.

Errata

Craig, you don't have to explain anhything or apologise for anything to anyone who posts on your thread. You asked a straightforward question but unfortunately some people have decided to turn this thread into The Moral Maze.
We all know we should be nice to all moneysavers and mostly people are helpful and courteous and remember that it's better to be part of the solution than add to the problem.
Good luck mate.

poppyscorner

Graham_Devon wrote: »

I'm sorry, but it had to be done. People are letting sob stories effect things.

You then said later on that it was your choice to only work part time so you get more time with your son / family. That's fine, excellent, but I do wish we all had that choice while living in 2 seperate council places.

The fact that you are worried about council tax issues suggests you do not pay this at the moment, as anyone in their right minds can see that one household is better than 2....well, for most of us.

My suggestion is simply that you do what we ALL have to. DONT take up two council houses because it suits. WORK full time like we all have to. MOVE IN so you can see more of your child. PAY council tax in one place like most of us have to.

This agression thing is no excuse. What you gonna tell your son when he starts questioning why mummy and daddy sleep over in different houses? That you thought you might slap him about a bit?

Get help for that and get is sorted....again, like we all have to.

You even said yourself 'I think I am entitled to it as I worked for 6 years'. Then you try and tell us it's a sob story and that it's better for you and your girlfriend and son if you all live apart, better for you to only work part time so you dont have to pay all these things we all do, better for you you have 2 houses as you'll get more money from our tax money....

I have no sympathy in the slightest.

Sorry I totally disagree with you on that point lets just say for arguments sake that he moves back his anger is not under control and he does some serious damage to his partner the police are called and there is an investigation there would be far more of tax payers money down the drain all because some clown told him he was milking the system by living apart I think the way some people have spoken to this man is a disgrace and as money savers you should be ashamed of yourselves I am not letting emotion cloud my judgement but this guy has had a rough few years he is feeling a little better so wants to go back to the workplace where is the issue in that surely it is better to start small and build up he has stated that he fully intends to work full time but it will put him two steps back if he rushes into it.

Edinburghlass_2

Graham_Devon wrote: »

Thanks edinburgh....but are you telling us to only help if we promote fraud, and if we don't, just shutup?

I will be no part in helping people fraud the system. And I WILL say my bit if they are trying. It is afterall, my money.

Sorry I must have misunderstood your posts on this thread, I didn't realise you had posted to help the OP.

Thread reported, I think the OP has enough good advice to help him.

Graham_Devon

Edinburghlass wrote: »

Sorry I must have misunderstood your posts on this thread, I didn't realise you had posted to help the OP.

Thread reported, I think the OP has enough good advice to help him.

Yes, your misunderstood.

I'm trying to save him a jail sentence. No one wants to be bumrushed in the middle of a nice warm shower now do they