Better off Financially living apart or as a couple?

kelloggs36

djdoc1975 wrote: »

as said previously i live away from my partner and son so as to maintain there safety, now if your husband is violent then maybe your should too!!

Oh and thanks for understanding and answering the question NOT!!

Craig

I was responding directly to your post which asked specifically whether it would be better to live together or apart financially from a benefit point of view. With the details you gave you enraged me as it implied that you wanted to get as much cash as you could get whilst screwing the system.

Had you provided just a bit more info, then more sympathy may have been given.

milkydrink

djdoc1975 wrote: »

I have a history of violence and thats why we live seperately, although i am getting better at keeping my temper...and hope that soon we can live together as a family. I am also looking into starting my own business and thats why i am asking if we would be better off financially until the business provides us with the income we need to live on. so we dont have to rely on benefits just to survive......sorry if i wanted to keep that to myself but it is quite personal stuff. I'm not doing it for the financial gain although that is attractive till the business provides us with enough money to live on.

Thanx Craig

Ok, so that makes it all OK honky dory for me (& every other tax payer) to support your son, your girlfriend & you!!!!!!!!!:mad: :mad: :mad: .
Instead of WORKing out the best way to maximise how us tax-payers can support you & your family on benefits, why don't you WORK at supporting them:mad: :mad: :mad:

djdoc1975

up till my father dying just over 2 years ago i was working 60+ Hours a week and paying lots of tax(25k+ earnings a year for at least 6 years), i think with the tax and NI i have paid over the years i have more than paid for what i would be getting back in benefits. But thanks for your two pence worth. Its nice to know people out there jump to the worst conclusion possible.

Craig

margaretclare

kelloggs36 wrote: »

I was responding directly to your post which asked specifically whether it would be better to live together or apart financially from a benefit point of view. With the details you gave you enraged me as it implied that you wanted to get as much cash as you could get whilst screwing the system.

Had you provided just a bit more info, then more sympathy may have been given.

I agree. Same here.

Margaret

margaretclare

djdoc1975 wrote: »

up till my father dying just over 2 years ago i was working 60+ Hours a week and paying lots of tax(25k+ earnings a year for at least 6 years), i think with the tax and NI i have paid over the years i have more than paid for what i would be getting back in benefits.

That's not how it works. You don't 'earn an entitlement' to benefits, no matter how long the hours or how much tax you paid, rather as if benefits was a kind of reward for doing what normal people do as a matter of course!

FWIW, my DH and I have over a century in the workplace between us - he had an unbroken work record (except for a couple of years) from age 16 to 67. Me too. And he too experienced a violent abusive relationship. 'Verbal' can be just as bad when it includes racist insults, and it can be woman to man rather than man to woman. That's why he's with me and not with his ex!

I know what lil_me means about the interviews etc. We were suspected of all sorts when DH moved in with me 10 years ago. You can be any age and still be suspected of all kinds of things!

One learns by experience.

Margaret

belfast_child

still it makes pretty disturbing reading though. i suggest you get yourself back to full time work asap preferably a heavy manual job, which should leave you too exhausted to be violent. and i would hope you will stay well away from your partner and child until you sort yourself out. i think benefit entitlements are the least of your problems, and youve obviously way too much time on your hands so GET A JOB

milkydrink

djdoc1975 wrote: »

up till my father dying just over 2 years ago i was working 60+ Hours a week and paying lots of tax(25k+ earnings a year for at least 6 years), i think with the tax and NI i have paid over the years i have more than paid for what i would be getting back in benefits. But thanks for your two pence worth. Its nice to know people out there jump to the worst conclusion possible.

Craig

You don't pay in your taxes & NI so you can claim it back when you fancy giving up work & claming benefits. You use things that taxes pay for EVEN when you are working. Also you are using the health service all the time, you have been educated (& will have your child educated) from taxes.
If EVERYONE though right I have paid in for a (whopping:rolleyes: ) 6 years, time to give up work & claim it all back, this country would be up the creek without a paddle. Besides on your sort of wages in 6 years you have probably paid 30K or thereabouts. You & girlfriend & son have EASILY had all that back & more in two years of dole, incapacity benefit, income support, council tax benefit, housing benefit, ECT ECT ECT. Now your looking at claming tax credits benefits & child benefit to boot.

BELIEVE ME, YOUR DOING WELL OUT OF IT SO FAR:rolleyes: :rolleyes: :rolleyes:

petercarots

astonsmummy wrote: »

yes but then the next year the tax credits would be based to the last years £20k earnngs and the op would get sod all tx credits.

But theres no way you'd get 15k tax credits on a 5k income, so you'd be better off overall!

petercarots

Forum Etiquette:

Please be nice to all forum users

DJDoc has at no stage given me the impression that he wanted to beat the system, hes been looking to sort things out as best he can for his family, and I believe that its his right to keep private anything he wants.

Yes theres loads of people who do want to beat the system, and my attitude towards them is get out of my country, but I still maintain that everyone should get the benefit of the doubt, until they do something that loses them that right.

djdoc1975

I came on this site for information and advice, not to have my character assessed, judged and assassinated.

For your information I have worked and paid a high rate of tax & NI for 14 years( i'm 32 years old) I've never been on the dole until my father died(It was sudden and unexpected) that hit me quite bad i got depression, became violent and considered taking my own life( i'm glad i didnt now as i have a beautiful little boy and a loving understanding caring partner).

When i said i was "entitled" to benefits as i had paid tax and NI for so many years. I didnt mean entitled as you all seem to have taken it. All i meant was while i'm not in the best of health yet and still need time to complete my recovery if there is any other income we could recieve off the government to help pay the bills, keep food on the table and to be able to cater and provide everything that Isaac needs whether its a playgym or some new clothes.

I'm soon to be starting my own business up and know within a year to 18 months i will be making a similar amount of money to what i used to. I'm not doing this because i dont want to work, i need to provide for my family and i'm doing it the way i am as i believe in the long run when the company is established and i can employ staff then we as a family will be in a much better position financially, emotionally and happily. It would also make me feel better as a person because i could provide everything my family would need.

Thank you and sorry its a bit long winded but i felt i had to clear up the misconception that i'm a waste of space and cant be bothered getting a job and just get paid benefits for doing nothing.

Craig