Post Office Mortgage

Zoology_Dragon

mikeyscott wrote: »

I assume at Post Office and not L&C?

Yes, well BoI, awaiting a phone call from them as we speak...

I am disappointed that we've not had a response from L&C today though either though there is still time.

mikeyscott

Zoology_Dragon wrote: »

Yes, well BoI, awaiting a phone call from them as we speak...

I am disappointed that we've not had a response from L&C today though either though there is still time.

L&C contacted me to say that PO will provide no further updates until Tuesday onwards.


I think that's PO's way of saying we can't cope!

Zoology_Dragon

Oh dear, that is not good.

Adam.Lee10

Going through PO too, text on 22 Jul to say Application recieved to Mortgage Offer accepted and sent today - this includes Homebuyer Survey and issues with original solicitors so not too bad i dont think (all done via phone/post).

Anyone have a rough estimation on timescales FROM Mortgage Offer being received? Not too sure on the process from here!!

mikeyscott

That's pretty much a month - so based on that we could be looking at 1st week Sept, but lead times have gone to pot tbh

Zoology_Dragon

People applying after us and getting their offers first is just adding to my building rage, I guess they didn't ask you for extra documents?

Adam.Lee10

Nope surprising simple case when I thought it wouldn't be. All they wanted was some payslips. To be fair, the longest time was from requesting app form (7th july) to sending it off and them acknowledging acceptance of it (22nd)

Zoology_Dragon

We thought ours was a simple case too but they requested something really random and irrelevant. Well congratulations on your offer, at least that's one person out of the growing queue

lk92k

Im still waiting for my mortgage offer too mini25

24th June: Mortgage in Principle
26th June: Full Application
10th July: Valuation completed
10th July: Request for payslips
8th Aug: Received valuation 3k under - vendors wouldn't budge in renegotiating
11th Aug: Called PO and went ahead with lower loan amount

So still waiting for that all important mortgage offer document

mikeyscott

lk92k wrote: »

Im still waiting for my mortgage offer too mini25

24th June: Mortgage in Principle
26th June: Full Application
10th July: Valuation completed
10th July: Request for payslips
8th Aug: Received valuation 3k under - vendors wouldn't budge in renegotiating
11th Aug: Called PO and went ahead with lower loan amount

So still waiting for that all important mortgage offer document

I'll be walking away if valuation is lower, a because I won't pay more and b) the people are moving far away including school changes for their kids.

Ouch that's a long time.

PO have requested payslips, so L&C sending, but sadly by Royal Snail