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NSK July: Back to Basic’s.

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  • One more day till payday, nothing much to report - yesterday was fairly quiet but I did get another exercise session in. 9 working days till I go on holiday, which is exciting!
    Proud to be debt free September 2014. :j

    Sisu.
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    mothernerd, good to hear from you! None of us are 'worthy' of joining in here, so please come back in August....
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Check in daily: 14/31
    SFDs: 6/15
    Food budget: £97.22/£130
    Outings: 2/5
    Exercise: 6/16
    Illegal items (clothes/beauty/shoes): 0/0

    Morning all :D

    I'm counting this morning's check-in as being for the weekend too. I enjoyed a very quiet one and didn't tot up the spending till this morning.

    I am never letting Mr Mooo come to the shops again. £13 on tea :eek: He drinks a lot, but still...

    I won't make my budget of £130 this month without a miracle occurring, but that was a big ask anyway. We already spend a small amount and getting it lower was always going to be a challenge. At the moment if I get within my normal budget it'll be a miracle :rotfl:

    I've not read the thread this weekend so hope everyone is doing well. I'll try and catch up later on.
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    liltdiddylilt - Tesco should give you back double what they overcharged, sometimes you have to remind the staff as they forget, anyone would think it was coming from their own pocket.

    abundant - good luck with your budget, it is sort of fun to be a bit more inventive.

    I have just got a letter from Sky today saying my monthly cost is going up by £2.25. I have a dilemma, I have just had my dish moved at a cost of £40 so if I cancel it feels like that was a complete waste, on the other hand we don't really watch much on Sky but we do find the box hugely useful for recording. Is there another box we can just buy and use to record and pause etc?

    Today will be a SFD. I have been to the gym, will walk the dog and do some cleaning. Then cycling tonight.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Gutted I am too late but def count me in for August! Last post but Crazy lady sending lots of love. Hope your improved mood continues x x x Kat hope your bike gets sorted and best of luck to the rest of you. See you all in August :)
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Another spend day. Just got some fruit on the way back from the park. Just baking a carrot cake with DS. Prob no exersice today but we'll see.
    DEBT 02/25: total £6100 Debt free date 12/25
  • NinjaSavingKat
    NinjaSavingKat Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Gutted I am too late but def count me in for August! Last post but Crazy lady sending lots of love. Hope your improved mood continues x x x Kat hope your bike gets sorted and best of luck to the rest of you. See you all in August :)

    Don't disappear altogether... are you knew to this money saving malarky? Are you keeping a diary of all your spends and where all your pennies are going - you could get a head start on things and start making lists, get the "money coming in" underway and try locate things worth selling etc... Plenty to be getting on with until August...

    How much do you owe? Are you in debt or saving? Do you know where it is all owed etc..
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Jiggle free day 14 done; another NSD in the bag; some crafting done. A good day!

    Today I am grateful for the blackcurrants being so sweet that I can eat them raw, for coffee + hm biscuits with a good friend, for someone wanting to buy dd's bed, for finding another painty thingy in the loft, fot it being only 5 more sleeps till our holiday.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • I'm sort of new to this all. I am about 13k in debt. It is on credit cards and I have a £500 overdraft that I live in. I know where my money goes Holidays (have had 11 breaks/holidays this year already and have another 2 already booked and paid for!!) the pub, take aways and general crap that I do not want or need. I have already started to sort out my clothes this evening. I have over 100 items ready to list but my camera is dead and I can't find the lead to charge it. My parents have the same camera so will use theirs tomorrow. :)
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all,

    Super busy day again today but that ensured it was also a SFD, so that is number 6 :) I seem to be very slow at accumulating them this month.

    Watched 30 minutes of tv whilst eating dinner and have turned it off until 9pm when there is a program I want to watch :)

    Quite excited that we are still within budgets, with under two weeks until payday :) Doing much better than previous months :)

    Today I am very grateful there are 4 days until the holidays, for my annoying but loveable OH , and for the unconditional love of my dogs, and the fickleness of my cat!
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
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