Nice People 12: Nice in Nice

tomterm8

lostinrates wrote: »

We need NDG or yorkie or someone like that.

I'm not actually sure it is illegal. I think it is if you do not have something like 'reasonable cause' or do it 'to cause harm' or something.

I'm not going to try looking it up though!

S84 of the Postal Services Act 2000.

There is a 'reasonable excuses' clause, but I doubt it would apply in this case.

Ironically, if you said you opened it by accident the reasonable excuse clause kicks in... i.e. you didn't realize it wasn't addressed to you. Which is why it's practically unheard of for anyone to be prosecuted.

PasturesNew

tomterm8 wrote: »

S84 of the Postal Services Act 2000.

There is a 'reasonable excuses' clause, but I doubt it would apply in this case.

Ironically, if you said you opened it by accident the reasonable excuse clause kicks in... i.e. you didn't realize it wasn't addressed to you. Which is why it's practically unheard of for anyone to be prosecuted.

And if you shred it next... nobody can prove you ever saw/had it

Nikkster

tomterm8 wrote: »

S84

Well as far as the postperson was concerned, it had been correctly delivered. And as far as the sender (last known address).

It was returned as opened in error. It was an error to open it.

Nikkster

Anyhow, in the 'excitement' of coming home to two more unwanted pieces of mail I left my keys in the door this evening :eek: :eek:

Some kind stranger just knocked on the door to tell me :A

I'll do what I can tomorrow and if nothing comes of it, I'm not going to worry about it any more.

Spirit_2

michaels wrote: »

..

Have told potenytoal buyer that 30% premium over last Oct and it it theirs...

michaels this will sound unkind, but is not meant personally. I really hope this fails. It just sums up so much that is wrong with the housing market and the imbalance in opportunity.

There is no added value, and in the long run housing gets more expensive in the neck of the woods where your children grew up and they could conceivably want to settle. Just means you need to work for longer to help them with bigger deposit..

michaels

Spirit I hope your pension investments are going up in value and that each time you trade in your car and get a new one you get the best price on the old one.

I tried to turn one house into two, the planners didn't want this due to nimby protests despite this having been done on an identical (slightly smaller plot) within quarter of a mile. During that time the price of the asset has risen. I struggle to see what I have done wrong.

Nikkster

I didn't read it as spirit suggesting you had done anything wrong. Just that the market is crazy (in some places) at the moment.

Tahlullah

Michaels, I don't think you have done anything wrong. Unfortunately, the housing market does tend to divide the population, those bits who are interested.

There are those who have children who are concerned about where they will live in the future. Then there are others who perhaps had to make their own way as they didn't have parents who could help with deposits or provide an inheritance for the kids. So, depending on where you are on the spectrum will determine your view on the price of accommodation, buy to let or whether people can afford to buy where they grew up.

Personally, I am of the view that we all make our own way in the world and we need to acknowledge that Local Authorities will never provide the level of accommodation needed to support the population. Private landlords are needed because not everyone can afford to buy. Some people on very low income, students, those deciding what they want to do next.. There will always be a need for private landlords, if only for the Local Authoritits to discharge their homeless duty.

It is easy to demonise private landlords without realising that they play an integral part in providing accommodation. Local Authorities will never fill that gap again.

chewmylegoff

PasturesNew wrote: »

Cheapest three (based on the system guessing my usage) are:
first:utility*
extraenergy*
cooperative

Difference across those three is £19/year. *both have £30 cashback (presumably an additional saving and not rolled up into the headline rate?).

So, about £140-150 saving whichever's picked.

I switched to first utility recently - no idea what the service is like as the switch only completed yesterday and I haven't got around to even giving them a meter reading yet. Did cashback through quidco - it has tracked but won't be paid until six months after the switch (or something like that- whatever it is you don't get it immediately).

chewmylegoff

michaels wrote: »

Spirit I hope your pension investments are going up in value and that each time you trade in your car and get a new one you get the best price on the old one.

I tried to turn one house into two, the planners didn't want this due to nimby protests despite this having been done on an identical (slightly smaller plot) within quarter of a mile. During that time the price of the asset has risen. I struggle to see what I have done wrong.

If someone offered me 30% more for something 9 months after I bought it, I would gladly sell it to them whether it was a house, a car, or a copy of razzle. I certainly don't begrudge you making money out of a property but it is nuts that something like that can happen - but then it isn't your fault that successive governments didn't build enough houses.