Get lost debt

OrangeFairy

Hi Parsnip,

I am having a big declutter and sort out month - it feels really good.

I was looking around at my photos and realised I need to update a few so that is a job for the weekend!

Keep it up!

OF x

Chrysalis1976

Hope you are having a good week and the decluttering is going well, I was the dame I'd clean things out and then things would sit at the bottom of the stairs waiting to go to the charity shop. Now I just do a few things at a time.

Well done on the 0% card, I've just got one too so waiting for that to come then can do a big shift and actually see some progress!

C x

parsniphead

Hello chrysalis and OrangeFairy.

The decluttering does feel good but has been on hold since Tuesday as its my three days at work. Back to it big style tomorrow. I hope I can made a big debt over the next few days. I want it sorted before growing season because I want and need to make the garden productive this year.

It was a punt the 0% interest card to be honest. I haven't had one previously but my credit score has improved a little lately. When this deal ends I will try for another one if it's not all paid off.

A bit of bad news today, not unexpected but still a shock. The place of work for is in trouble and we are going into consultation for redundancies. I will know by the end of next month if I'm out of a job. I know I've been looking around but I'd rather it be on my terms. Extreme frugality beckons as if I do survive I don't think the place has much more than a year if that.

Never mind, I have tomorrow to do some full on planning and see what I can do to fend off the coming storm. I've been through loads vector with the debt and sure I can deal with what's thrown at me.

Not told DH yet though as he is such a worrier and get anxiety.

Plans for tomorrow

Shopping but from cupboards first. I have done my meal plan
Decluttering
Vacuum through the whole house.....l despise this job but it needs it with two hairy rats, oops sorry cats.
A big cook up for meals when we get home late.

Right wait for the washer to stop then bed. Another 5am start tomorrow, hopefully with no snow.it was perishing this morning.:eek:

Chrysalis1976

Oh sorry to hear about job worries, hope you manage to hold on to it for now. What will you do if you are made redundant?

Ooh what to grow this year? Tomatoes a must!

Have a good sleep.

C x

in_need_of_direction

I manage chives. Anyone can.

parsniphead

Thank you chrysalis and INOD

I'm very calm at the moment. I'm a bit annoyed with myself for missing so many opportunities to get debt free and have some savings but also pleased how I'm dealing with the news. Previously I would have been panicking and throwing too much money and debt, leaving myself short. This will be my focus for the next month's but in a sensible manner.

I usually grow potatoes, onions (always a disaster so not bothering this year as they are cheap enough), rubarb, peas, spinach, purple sprouting brocolli, garlic, carrots, tomatoes, salad leaf, cucumbers, beans and apples. I need to up my game though and get more out of my space as is possible. I was thinking more fruit bushes along the fences.

Possibles to try

Strawberries
Courgettes again
Squash

I haven't tried chives, I love chives too. I may try a pot but I'm not usually good with herbs. I do have an image of you bossing chives around now INOD....I read things way too literally.

Right back to cleaning and throwing out before collecting DH.

in_need_of_direction

A relative planted excess raspberry canes in my garden three years ago. I haven't killed them yet.

parsniphead

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parsniphead

I really need to stop the small person posting random comments on my thread.:eek:

We are still in consultation at work so the planning and money savings go on. No more messing around, its serious now.

Another thing I need to focus on is getting this house warm for next winter, its absolutely freezing at times. I must be getting soft, I didn't used to have much heating apart from a plug in electric heater.

Off today, DS is sick. IF I can get him off my lap I will try to get some stuff done.

Chrysalis1976

I did wonder whether Gremlins had got into your account!

Poor ds, mine is off too - full of cold. I'll have to take him to my parents later know as need to teach this afternoon.

What needs to be done in the house to make it warmer?

C x