The Alternative Millionaire

gothrockchic1

gothrockchic1 wrote: »

Hi everyone!

So here is the plan for October.

Have 12 NSD's - First one today! 8/12
List 20 items on Ebay None
Make an appointment with the Bnak about savings - Upgraded my ISA
Join a gym In progress
Finish two books 1/2, halfway through the second.
Read Martins booklet about buying property Nearly finished.
Learn how to use the Slow Cooker
Use up 5 products 2/5
Unpack the remaining boxes and clothes. Work in progress
Book a Contact Lens check. Done

On a plus note the Flat savings have started. :j

I thought I would update on this months goals. This month has been a bit of a fail, through illness and unexpected events happening but plenty to build on.

gothrockchic1

In November I would like to achieve:

12 NSD's
Put £120 into my ISA
Make a decision on ISA/Current Accounts
Make £20 in Gift Vouchers towards Christmas
Read two books
List 20 items on Ebay.

gothrockchic1

gothrockchic1 wrote: »

In November I would like to achieve:

12 NSD's 8/12
Put £120 into my ISA £75 to go!
Make a decision on ISA/Current Accounts
Make £20 in Gift Vouchers towards Christmas £15/20
Read two books 1/2
List 20 items on Ebay.

Here an update of this months goals. I am finding not spending really easy at the moment. Also next month I want to have up to 15 NSD's and keep that momentum each month.

I also have money left over one week left to payday to go so there is more potential to add more to the savings. I have £30 in my purse which should keep me going for the week and then some! :T

I am also getting closer to the savings goal of £7000, now sitting at £6925 :j

radina

gothrockchic1 wrote: »

So I have been evaluating my life and have been doing some soul searching. I have never been successful at anything in the whole 32 years of my life. I have been in the same job for the past nine years. I have been stuck in a rut. Until recently..

So this thread is my journey to become a millionaire by July 2021, my 40th birthday. So I have over seven years to “make it”.


A little about me, I work in an “Admin” job. I have a few weeks left of an evening course in Human Resources which is hopefully a foot in the door as most jobs require experience. This thread is called the Alternative Millionaire as I belong to an Alternative subculture, so in other words I am a Goth/Punk/Em/Metaller.


I will break it down year by year. So my goals for this year is to:


Reduce spending by writing a spending diary (will start July)
To budget better.
Increase my salary by 25% Increased by 2.5%
Have £10,000 in savings
Start a house/flat fund
Fill my ISA and eventually update my ISA to Stocks and Shares
Adopt a frugal lifestyle for the next two years.
Get a cash back credit card Done
Take a course in Excel (for budgeting purposes)
Pay off 0% credit card (ends July 2014) Done


So this is my story. Let's do this!

So, if you're going to adopt a frugal lifestyle, you really don't need this MS-Excel course It is not so difficult (if used for simple budgeting purposes) and you can learn what you need quick via internet.

Its a good idea that you made your plans public. Let's see what will happen.

rockm87

GOOGLE IT!


haha i use google to learn all the software at work.

jeanniet

Best of luck in your journey. I am 44 and I am still trying. Just keep trying. Don't ever give up

gothrockchic1

radina wrote: »

So, if you're going to adopt a frugal lifestyle, you really don't need this MS-Excel course It is not so difficult (if used for simple budgeting purposes) and you can learn what you need quick via internet.

Its a good idea that you made your plans public. Let's see what will happen.

Hi Radina, thanks for stopping by. It is in fact a free online course I am trying get on either via Alison or Coursera

gothrockchic1

rockm87 wrote: »

GOOGLE IT!


haha i use google to learn all the software at work.

Hi Rockn87, Google is my best friend :cool:

gothrockchic1

jeanniet wrote: »

Best of luck in your journey. I am 44 and I am still trying. Just keep trying. Don't ever give up

Thank you

gallygirl

gothrockchic1 wrote: »

Hi Rockn87, Google is my best friend :cool:

Google, and it's clever but practical cousin youtube .